How often do you water money tree plant

Money Tree Care - How to Grow a Lucky Money Tree Plant

If you think it's time to add a little extra life and greenery to your space, consider getting a money tree plant. Not only are do they have a statement-making appearance, but they're actually pretty easy to care for. Provide a money tree with the right amount of water, light, and humidity, and it's sure to thrive. Here's what you need to know about the popular houseplant, from the symbolism behind it to the nitty-gritty of keeping it alive and growing.

First Things First: Are Money Trees Lucky?

Money trees, aka pachira aquatica, are considered a symbol of luck and prosperity, but they haven't been for all that long. According to Bloomscape, this doesn't date back centuries, as you might expect, but rather to the 1980s. The braided money tree as we know it was actually first cultivated by a truck driver in Taiwan and quickly became popular in Japan and East Asia. It also became associated with the Chinese practice of Feng Shui.

The braided trunks are thought to "trap fortune within its folds," Bloomscape explains, while the five leaves seen on each stalk are thought to represent the five elements of earth, water, fire, wind, and metal. And if you just so happen to find a money tree plant featuring a stalk with seven leaves—a major rarity—it's considered to be even luckier.

Basic Money Tree Plant Care


According to ProFlowers, money tree plants like a mix of direct and indirect sunlight. As with most houseplants, too much direct sun can scorch the leaves. To achieve the right balance with your money tree, turn or rotate it regularly for more even light distribution. Just make sure to not move it all over the place so as to not disturb it too much. Another thing of note? Money trees can handle fluorescent lighting, so you're safe to keep one in your office as long as you take adequate care of it.

Miracle-Gro Indoor Potting Mix 6 qt., 2 Pack

Miracle-Gro Indoor Potting Mix 6 qt., 2 Pack

$13 at Amazon


It's important that you maintain nutrient-rich potting soil with good drainage, according to the experts at Miracle-Gro. To achieve this, you'll want to use a well-draining potting mix or add some sand and gravel for extra porousness.


The best way to keep a money tree plant happy? Give it a good watering every one to two weeks, allowing the soil to dry in between, according to The Sill. Of course, if your plant is getting more light, you'll also need to up its water intake so that it doesn't get too dried out. This is a plant that requires a lot of water but not all of the time.

Temperature and Humidity:

Money tree plants do best in warmer environments, so you'll want to keep them in an area that's between 65 and 75 degrees Fahrenheit. But, the good news is, money trees are also pretty flexible and forgiving. They can still handle temperatures that go 10 degrees below or above that ideal range. As far as humidity goes, money trees thrive with extra moisture, so make sure you mist your plant regularly. Bloomscape suggests putting your money tree plant on a pebble tray to increase humidity in the winter.

Socha//Getty Images

Braiding, Pruning, and More

While money tree plants don't have to be braided, most of the modern pachira aquaticas you'll find on the market are braided when you buy them. Braided money trees are actually multiple plants that have had their trunks woven together during growth while they're flexible. If you'd like to braid your plant, try as suggests: Weave the trunks together gently and loosely tie a string around the top to keep it together. As the tree grows, you can continue this process.

🏡You love beautiful homes. So do we. Let's obsess over them together.

Like most houseplants, money trees also require regular pruning. First, you'll want to keep an eye out for any dead, damaged, or dying leaves and snip those. The best way to do this is to use clean, sharp scissors or pruning shears (and make sure you wipe them off between cuts!) and clip them just past a node. You can also prune them to be a specific shape if you prefer. Money tree plants are traditionally round on top, but you can also let your plant do its own thing and just prune problematic parts to keep your plant thriving and encourage new growth. You can also prune your plant to keep it small if you'd like, as money tree plants can grow quite tall (according to, they can grow up to 60 feet in their natural habitat!).

Common Money Tree Problems

Since money tree plants require a lot of water all at once, they can be prone to root rot. Root rot, if you're unfamiliar, is when there's too much water in your plant that causes the roots to decay and die. When you're watering your plant, make sure you don't see extra water sitting in the saucer under the drainage holes. If you do, clear it out to avoid root rot. Your best bet is to use a pot that isn't too big (the bigger the pot, the more room it has to hold water) and has excellent drainage. Place it on a saucer that you can easily remove, and dump out when it fills with water.

Money tree plants can also attract pests like aphids and mealybugs, but not to worry—Epic Gardening suggests applying neem oil to the soil to repel any pests and removing aphids with water. All of these pests can cause major damage to your plant, so make sure you deal with them as soon as you see them to avoid loose, drooping, dying leaves.

Considering Buying a Money Tree?

Get started with one of these top online picks, or head to your local nursery.

Money Tree Plant With Two-Tone Pot

$83 at

Money Tree in Ceramic Pot

$40 at World Market

Credit: world market
Large Money Tree

Now 12% Off

$110 at 1-800-Flowers

Credit: 1800 flowers
American Plant Exchange Money Tree

Now 17% Off

$21 at Amazon

Costa Farms Medium Money Tree

$33 at Amazon

BLOOMSCAPE Mini Money Tree

$49 at Bloomscape

Wild Interiors Money Tree

$34 at Walmart

Money Tree With Ceramic Planter

$38 at

Credit: lively root

Follow House Beautiful on Instagram.

Money Tree Care 101: This Plant Care Routine is Ideal for Newbie Plant Parents


Popularized by feng shui practitioners who believe it will bring positivity and good fortune, the money plant is a surprisingly hardy tropical tree that can withstand a certain amount of neglect. It demands only some light and fairly consistent watering, which makes it a good plant choice for inexperienced growers.

First used as a houseplant in Taiwan in the 1980s—in part because it’s believed to create positive chi, or energy, in the home—the money tree makes a statement with its distinctive look. Imparting a tropical vibe to almost any interior space, the money tree plant typically features five trunks braided together, topped by bright green palmlike leaves. Not every plant this attractive is so easy to grow.

Money tree care isn’t especially difficult because the plant is forgiving. That said, there are some conditions that they find deleterious to their health. Once you learn how to take care of a money tree, you’ll be rewarded with the good fortune of flourishing fresh greenery in your home. The key to growing a money tree indoors is to provide the right amount of light, water, and humidity.

Money Tree Care At a Glance

Common Name: Money tree
Scientific Name: Pachira aquatica
Soil: well-draining with neutral to acidic pH
Light: bright, indirect light
Water: deep, only when the top 2 to 4 inches of soil feels dry
Food: twice yearly with houseplant fertilizer at half the recommended strength
Temperature and Humidity: at least 50 percent humidity; prefers temperatures between 60 and 80 degrees
Propagation: stem cuttings in soil or water
Safety: nontoxic to pets and humans

Money Tree Plant Characteristics

Photo: istockphoto. com

In addition to its scientific name—Pachira aquatica—the money tree goes by many other names: Guana chestnut, Malabar chestnut, saba nut, Bombax glabrum, monguba, and French peanut.

In its native habitat in Mexico and Central and South America, where it grows in marshy wetlands and bats can pollinate it, the money tree produces yellowish-white flowers that evolve into large seedpods containing peanut-like nuts. Outdoors, this majestic tree can reach 60 feet, but indoors, expectations range from 6 to 8 feet, although it also can be trained to grow as a bonsai.


Even though the money tree is plenty attractive as a houseplant, most people buy it because of its feng shui connection, hoping for the positive energy and good luck it’s rumored to bring. That legend derives from the fact that it grows five shiny, star-shaped leaves on each stem—five being an important number in feng shui, since it represents the five elements: water, wood, fire, earth, and metal.

More recent beliefs hold that the money tree can reduce stress and anxiety and relieve sleep disorders.

Selecting Soil for Money Plants

Money tree soil in a container should be moist but not wet, so a well-draining potting mix is suitable. To enhance drainage, you can add cactus soil, or some sand or gravel. But this plant also likes nutrient-rich soil, so a peat moss-based mixture also works. A pH-neutral or slightly acidic soil provides the best conditions for a money plant.

Typically, a money tree will require repotting about every 2 years. Choose a pot one or two sizes larger than it’s been in—and make sure the container has a drainage hole. If you don’t want your money tree to grow too fast, you can remove part of the root ball when repotting. Then place the plant back in the same container with fresh soil.

Related: 9 Things That Can Bring Good Fortune to Your Home

The Right Light

Although the money tree can tolerate direct sunlight when grown outdoors, the indoor-grown plants should receive bright to medium indirect light for at least 6 hours a day. Be sure to rotate the plant each time you water it so its growth is straight.

Ideally, place your potted money tree near a sunny window, but keep an eye on it; too much sunlight burns the leaves, turning them brown. Conversely, too little light results in yellowing leaves.


While it prefers bright natural light, the plant can adapt to artificial light given off by fluorescent or LED grow lights.


Watering Money Tree

Outdoors, money trees grow in areas that flood and near bodies of water, which probably explains the “aquatica” in its name. Although the plant likes water and it’s difficult to overwater a money tree, it is possible. Avoid leaving the pot in standing water, which can lead to root rot if the soil is too soggy. Overwatering or insufficient drainage can result in leaf drop and death. However, soil that is too dry, as well as low humidity, can lead to yellowing, browning, or drooping leaves that fall off.

Money tree watering is not complicated; only give it water when the top 2 to 4 inches of soil feels dry. Usually, the plants need more water during their growing season in the spring and summer. You can cut back on water in the fall and winter because the plants go dormant and don’t need water for growth.

Fertilizing Money Tree Plants

Any basic liquid houseplant fertilizer works well for a money tree, but it should be diluted to half the recommended strength. You can feed your money tree plant as seldom as once in early spring and once in midsummer, but a better plan is to feed it monthly throughout the growing season. In most climates, you can skip fertilizing in the winter.

For the ultimate money plant food, use compost tea. Compost tea bags soaked in water provide a controlled dose of nutrients for foliage development. This all-natural fertilizer also improves the soil by rebuilding its microbial populations for more nutrients.

Bonsai slow-release fertilizer can help with droopy, yellowing leaves. Jobe’s Houseplant Food Spikes (available on Amazon) provide essential nutrients such as nitrogen, potassium, and phosphorus and other trace minerals.


Related: 11 Signs of an Unhappy Houseplant (and How You Can Help)

Setting the Temperature and Humidity

In its natural environment, the money tree grows in hardiness zones 10 and 11. As a tropical plant grown indoors, the money tree likes warm temperatures and lots of humidity. For best results, keep temperatures between 65 and 90 degrees. Avoid placing the houseplants near drafts, such as by exterior doors or heating and cooling vents.

Most indoor situations are significantly drier than the money tree’s natural home. Because the plants like around 50 percent humidity, it’s a good idea to increase the humidity around the plant by placing it on a pebble tray filled with water, setting a humidifier nearby, or misting the leaves regularly.

Photo: istockphoto. com

Propagating Money Tree Plants

Want to double your luck? Try propagating a money tree by taking stem cuttings in the spring or summer when the plant is growing. Using sterilized pruning shears or a sharp knife, cut a stem about 4 to 5 inches long with a few leaf nodes. Dip the cut end in rooting hormone (optional) and plant it in money tree-appropriate potting soil. Keep the cutting’s soil moist but not too wet for about a month, which is how long it usually takes new roots to form.

Another option is to place the cutting in water (skip the rooting hormone, if you opt for this propagation method). Wait for new roots to grow from the nodes, then pot the new money tree in its own planter.

Safety Considerations

The money tree is nontoxic to pets, according to the American Society for the Prevention of Cruelty to Animals (ASPCA). It’s also nontoxic to humans. In fact, the seeds can be roasted and consumed; they supposedly taste like peanuts (hence the plant’s nickname: the French peanut). In addition, the flowers and leaves can be cooked like vegetables for human consumption. Oil from the plant’s seeds even be used to make soap.


About the only creatures adversely affected by the plant are sand fleas. People have been known to disperse the seeds on the ground to repel the pests.


Related: 7 of the Best Trees You Can Grow Indoors

Potential Pests and Diseases

The money tree plant is susceptible to common insects such as aphids and spider mites, which drain the plant’s moisture by sucking the sap out of it. In addition to those small bugs, mealybugs, scales, and whiteflies love the phloem sap from a money tree. The result is yellowing leaves. To eradicate these bugs, increase the humidity and use an insecticidal soap or neem oil.

Red spider mites suck the sap from the leaves, resulting in curled, discolored leaves that fall off. These creatures spread quickly and are easily detected by the tiny cobwebs. Isolate an infested plant and treat with insecticidal soap or neem oil. Increase the humidity to keep them from returning; the pests prefer dry conditions.

These plants are particularly susceptible to mealybugs and scale in indoor conditions. Treat infestations with mild insecticidal soap or neem oil. Fungus gnat babies eat the roots of money trees; the adults eat the fungus that has been growing in damp soil. The result is yellowing or wilting of the leaves. Be sure to let the soil dry out between waterings and check to ensure the pot is the right size and has adequate drainage to prevent insect infestations.

FAQs About Money Tree Care

Still have questions about how to care for a money tree? Here are answers to some common questions.

Q. How much sun does a money tree need?

Money trees require bright, indirect sunlight. Direct light can burn their leaves, but insufficient light results in poor growth.

Q. How do I take care of a money tree indoors?

Knowing how to care for a money tree indoors requires mimicking their native growing conditions: bright light, plenty of moisture, well-drained soil, and lots of humidity.


Q. Do money trees like to be misted?

Money trees love high humidity, so they will appreciate frequent misting.

Q. Where should I place my money tree indoors?

Place a money tree near a window where it will receive bright, indirect light. Once you find a spot that works, try not to move the plant. For feng shui, place it in the southeast corner of your office for financial prosperity or in an east window for health.


how often and how many times to water in autumn, winter - Antonov Garden

Crassula, better known as the money tree, is a fairly popular and unpretentious succulent. An adult plant grows into a beautiful mini-tree with a lignified trunk, which is why the fat woman was called a tree. And money - because of the shape of its leaves, reminiscent of coins. Caring for such a tree is easy, even a beginner grower can handle it. In the article, we will tell you how to properly water the money tree (fat woman) at home so that it does not hurt and delight the owners with its beauty for more than one year.

1. What water to choose for the procedure 2. Frequency and frequency of watering at different times of the year 2.1. Fall 2.2. Winter 2.3. Spring 2.4. In summer 3. Mistakes in watering succulents

Provide the plant with the necessary amount of moisture. Photo by O. Nikonorova

What is the best way to water a money tree for its health and beauty

The money tree, like other plants, has requirements for the quality of water for irrigation. It should not be watered with cold water from the tap. Such water should be defended for 1–2 days so that all chlorine, if any, evaporates, and a sediment of impurities settles to the bottom. During this time, the water will warm up to room temperature and only then can you safely water it.

Ideal for irrigation - rain, snow, frozen in the refrigerator, and then thawed water. Sometimes you can water with water from the aquarium, if you have one.

How often to water the money tree

Moderate watering throughout the year. There are two options for its implementation:

  1. From a watering can with a thin spout. It is not necessary to water abundantly so that there are puddles in a pot. Excess water that flows into the tray must be removed immediately after the procedure.
  2. Through the pallet. Water is poured into a deep pan and left for a while. If all the water has been absorbed, then pour a second time. The earth in the pot should be completely saturated. Excess water is drained from the pan.

After watering, slightly loosen the topsoil in the pot.

You need to water the money tree once a day - in the morning or in the evening, but not too plentifully and not every day! If it stands near a hot battery, then you can water it in two days and little by little. This is how I water my fatties. But the most important thing is not to flood them.

How many times to water the money tree depends on the season. The fat woman came to us from sultry Africa, where it is warm all year round and there are dry periods. Her leaves are thick, fleshy: in them and in the trunk, the plant has adapted to accumulate moisture. And when a drought sets in, the flower begins to gradually use up the supply. Therefore, the fat woman easily survives long periods of drought, but does not like strong moisture.

Watering succulents differs depending on the season. Photo pixabay/Hans

Recommendations for watering the money tree in autumn

In the first half of autumn, water moderately, as the top layer of soil in the pot dries out. No more than twice a week.

In late autumn, the plant goes dormant. It is necessary to reduce the intensity of watering, even if the earth seems dry from above and hands reach out to water the tree. In the cold season, it is much easier to flood and destroy the plant than in summer. Especially if the pot is on a cold windowsill. Wet soil in a plant pot becomes cold, and the roots can begin to rot, and a plant with rotten roots does not live.

How to water Crassula properly in winter

In winter, you need to water the least:

  • 2-3 times a month is the minimum for a plant in winter. But, again, you always need to focus on the growing conditions and the substrate in which the tree grows. Ideally, the substrate should be slightly dry on top and slightly damp in the middle.
  • If the substrate is light, water every 7-10 days. If the soil is dense, then watering less often - once every two weeks.
  • If the room is not hot, then you should try to keep the substrate always in a slightly dried state. Water no more than once every two weeks. And then the money tree will always have an elegant look!

How often should a fat woman be moistened in spring

With the advent of spring, the money tree comes to life, it begins to actively grow. Many new shoots and leaves appear. We begin to gradually increase the frequency of watering.

How many times to water per week depends on the type of plant and the conditions in which it is kept. In each case there will be an individual schedule. But you should always remember that this is a succulent, and it can do very well without water for a long time. On average, it's twice a week.


No need to water every day!

Succulents can go without moisture for a long time. Photo by O. Nikonorova

Watering the money tree in summer: useful tips

Inexperienced flower growers may think that it is necessary to water more often in summer. But it's not! The intensity of watering really needs to be slightly increased, but not by much: it is enough to water 2-3 times in 7-10 days.

Periodically spray the leaves with warm water and take a warm shower in the bathroom to wash the dust off the leaves. When bathing in the shower, it is advisable to cover the ground in a pot with polyethylene, and if bathing is combined with watering, then try not to pour a lot of water on the ground.


Before any watering, it is recommended to dig a little soil in the pot with a stick and see how deep it has dried out. Then it will be clear whether watering is needed and how much: if more than 4–5 cm, then watering is needed.

4 mistakes in watering succulents and how to fix them

By the external signs of a succulent, a florist can understand that he is not properly caring for a fat woman:

  1. Leaves are falling. In summer, it is easiest to water the plant, and the roots may begin to rot. If this happened, then you need to get the fat woman out of the pot, inspect the roots. Rotten and sick - cut off with scissors and transplant into a new, dry substrate. The first day after planting, do not water, and then water moderately so that the entire substrate becomes slightly moist.
  2. Leaves lose turgor and brightness of color, begin to fall off. This is due to lack of moisture. Urgent watering is needed, after 2-3 days the situation will improve.
  3. Excessive watering is the most dangerous for the fat woman. The leaves become pale, lose their elasticity, become watery and fall off. If you overtook a fat woman at the beginning of the process, when there are still no obvious signs of decay, then you need to pull out a clod of earth with roots from the pot and dry it for a couple of days.
  4. If the trunk has already begun to rot from below, then things are bad. You can't save the plant. You need to cut the cuttings and root them.
    What rules do you follow when watering the money tree? Share your experience and tips with other gardeners in the comments.

    Nuances of watering the money tree at different times of the year. water requirements.

    A plant with the familiar name Money Tree or Crassula is easy to care for. It is unpretentious and well suited for those who have a lack of free time, but prefer to live in harmony with the surrounding nature and create comfort in their apartment with the help of green plants.

    Also the plant is ideal for admirers of oriental traditions. According to the Taoist Feng Shui practice, the presence of a Money Tree in an apartment or house attracts prosperity to the life of the owner and accumulates positive energy .

    Despite simple care, the plant must be properly watered so that its growth is uniform and the foliage does not crumble. Then your plant will really become a good decorative addition to the room.

    The money tree does not need careful watering. The ability to accumulate moisture in the leaves for several days provides the plant with the necessary amount of water. This is worth remembering so as not to harm the succulent. The fat woman, by the way, is one of the most unpretentious flowering houseplants.

    Watering the Crassula depending on the season

    In order for the Crassula to please us with its appearance, it is necessary to carry out the correct watering, which is different depending on the season.


    Optimal watering in summer is 1-2 times a week. In summer, the soil dries out quickly and this must be monitored.

    Check the soil: the sun dries out the top layer, and moisture can accumulate near the roots, causing the leaves to fall and the roots to rot. To restore the previous state of the money tree, you will need a lot of time. However, if this all the same happened - it is recommended to transplant the plant into a new dry soil and remove rotten roots .

    At high temperatures, the number of waterings will have to be increased. At the same time, it is not necessary to flood the plant to such an extent that water remains in the pan - this can destroy it.

    Autumn-winter period

    [ads1] In autumn the ground should be almost dry . It will be enough to water the plant once or twice a week . This will help prepare the plant for wintering.

    In winter, the frequency of watering should be halved. It will be enough to water the flower once or twice a month and this is subject to a warm winter. If the plant hibernates at a cool room temperature, watering should be completely abandoned.

    In the spring

    In the spring, start watering the plant again more frequently. In most cases, it will be enough to water 1-2 times a week, but it all depends on the dryness of the soil.

    What kind of water is suitable for watering Crassula

    The right approach to watering is the key to a healthy plant. Each plant has its own specific water quality requirements, and the money tree is no exception.