How often should a money tree be watered

Money Tree Care - How to Grow a Lucky Money Tree Plant

If you think it's time to add a little extra life and greenery to your space, consider getting a money tree plant. Not only are do they have a statement-making appearance, but they're actually pretty easy to care for. Provide a money tree with the right amount of water, light, and humidity, and it's sure to thrive. Here's what you need to know about the popular houseplant, from the symbolism behind it to the nitty-gritty of keeping it alive and growing.

First Things First: Are Money Trees Lucky?

Money trees, aka pachira aquatica, are considered a symbol of luck and prosperity, but they haven't been for all that long. According to Bloomscape, this doesn't date back centuries, as you might expect, but rather to the 1980s. The braided money tree as we know it was actually first cultivated by a truck driver in Taiwan and quickly became popular in Japan and East Asia. It also became associated with the Chinese practice of Feng Shui.

The braided trunks are thought to "trap fortune within its folds," Bloomscape explains, while the five leaves seen on each stalk are thought to represent the five elements of earth, water, fire, wind, and metal. And if you just so happen to find a money tree plant featuring a stalk with seven leaves—a major rarity—it's considered to be even luckier.

Basic Money Tree Plant Care


According to ProFlowers, money tree plants like a mix of direct and indirect sunlight. As with most houseplants, too much direct sun can scorch the leaves. To achieve the right balance with your money tree, turn or rotate it regularly for more even light distribution. Just make sure to not move it all over the place so as to not disturb it too much. Another thing of note? Money trees can handle fluorescent lighting, so you're safe to keep one in your office as long as you take adequate care of it.

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It's important that you maintain nutrient-rich potting soil with good drainage, according to the experts at Miracle-Gro. To achieve this, you'll want to use a well-draining potting mix or add some sand and gravel for extra porousness.


The best way to keep a money tree plant happy? Give it a good watering every one to two weeks, allowing the soil to dry in between, according to The Sill. Of course, if your plant is getting more light, you'll also need to up its water intake so that it doesn't get too dried out. This is a plant that requires a lot of water but not all of the time.

Temperature and Humidity:

Money tree plants do best in warmer environments, so you'll want to keep them in an area that's between 65 and 75 degrees Fahrenheit. But, the good news is, money trees are also pretty flexible and forgiving. They can still handle temperatures that go 10 degrees below or above that ideal range. As far as humidity goes, money trees thrive with extra moisture, so make sure you mist your plant regularly. Bloomscape suggests putting your money tree plant on a pebble tray to increase humidity in the winter.

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Braiding, Pruning, and More

While money tree plants don't have to be braided, most of the modern pachira aquaticas you'll find on the market are braided when you buy them. Braided money trees are actually multiple plants that have had their trunks woven together during growth while they're flexible. If you'd like to braid your plant, try as suggests: Weave the trunks together gently and loosely tie a string around the top to keep it together. As the tree grows, you can continue this process.

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Like most houseplants, money trees also require regular pruning. First, you'll want to keep an eye out for any dead, damaged, or dying leaves and snip those. The best way to do this is to use clean, sharp scissors or pruning shears (and make sure you wipe them off between cuts!) and clip them just past a node. You can also prune them to be a specific shape if you prefer. Money tree plants are traditionally round on top, but you can also let your plant do its own thing and just prune problematic parts to keep your plant thriving and encourage new growth. You can also prune your plant to keep it small if you'd like, as money tree plants can grow quite tall (according to, they can grow up to 60 feet in their natural habitat!).

Common Money Tree Problems

Since money tree plants require a lot of water all at once, they can be prone to root rot. Root rot, if you're unfamiliar, is when there's too much water in your plant that causes the roots to decay and die. When you're watering your plant, make sure you don't see extra water sitting in the saucer under the drainage holes. If you do, clear it out to avoid root rot. Your best bet is to use a pot that isn't too big (the bigger the pot, the more room it has to hold water) and has excellent drainage. Place it on a saucer that you can easily remove, and dump out when it fills with water.

Money tree plants can also attract pests like aphids and mealybugs, but not to worry—Epic Gardening suggests applying neem oil to the soil to repel any pests and removing aphids with water. All of these pests can cause major damage to your plant, so make sure you deal with them as soon as you see them to avoid loose, drooping, dying leaves.

Considering Buying a Money Tree?

Get started with one of these top online picks, or head to your local nursery.

Money Tree Plant With Two-Tone Pot

$83 at

Money Tree in Ceramic Pot

$40 at World Market

Credit: world market
Large Money Tree

Now 12% Off

$110 at 1-800-Flowers

Credit: 1800 flowers
American Plant Exchange Money Tree

Now 17% Off

$21 at Amazon

Costa Farms Medium Money Tree

$33 at Amazon

BLOOMSCAPE Mini Money Tree

$49 at Bloomscape

Wild Interiors Money Tree

$34 at Walmart

Money Tree With Ceramic Planter

$38 at

Credit: lively root

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5 Signs It’s Time To Water Your Money Tree

Money Trees (Pachira Aquatica) are native to Central and South American swamplands and can be difficult to water correctly. These plants can be finicky and require attentive care because of their sensitivity to moisture and humidity. Luckily, there are plenty of signs that can tell you when it’s time to water your Money Tree.

How can you tell when it’s time to water your Money Tree? Some of the signs that a Money Tree may need water are: dry soil, yellowing or browning leaves, wavy or curling leaves, and a lack of new growth. If you’re noticing these on your plant, it’s time to give it a drink!

Even though these trees can be tricky when it comes to watering, they are nowhere near the diva level as other plants like Calatheas and Fiddle Leaf Figs. With a little bit of information and a keen eye to look for signs, you’ll know exactly when to water your Money Tree.

How & When to Water a Money Tree

In a perfect world, plant owners would know what their plants need at all times. Unfortunately, you have to rely on your own instincts and the plant’s behaviors to make sure they get the care they need. 

Generally, Money Trees should be watered when the top inch or two of soil is dry. The watering should be done thoroughly, meaning that you water from the top and continue watering until the water begins to run out of the drainage hole.  

This can either be done over a sink or while the plant is in its saucer. Just be sure to not let it sit in any water afterward. This can result in root rot, which Money Trees are highly susceptible to. 

When checking to see if your plant is ready to be watered again, insert your finger into the top two inches of soil and check for moisture. For a more scientific method, consider purchasing a moisture meter and watering when the meter tells you the soil is dry.

People often ask me how I know when to water all of my plants. A lot of that knowledge just comes from me continually sticking my fingers down into pots to check for moisture, but there are other indicators.

When it comes to watering, Money Trees are good at letting us know what they need. A quick look at their soil and leaves can often tell us when it is time to give your favorite plants a drink.

As I said, the simplest indicator that a Money Tree needs water comes from its soil. While it’s important to let a Money Tree dry between waterings, the soil should never feel parched.  

While it shouldn’t be too dry, the plant’s soil mustn’t be sopping wet either. Money Trees get root rot very easily, and over-saturated soil is often the case.  Root rot is a common problem with Money Trees, and if not caught early, it can kill a plant. Still, the soil of a Money Tree should never completely dry out. 

The easiest way to check to see if your Money Tree needs to be watered is to feel the first inch or so of soil in the pot. If it’s dry, it’s time to water your plant. 

Keeping a check on your Money Tree this way is important because it lets you know if it is getting enough water and doesn’t require that your plant show any signs of distress. Plants only show symptoms when they have been stressed by their conditions for too long. 

If it has been a long time between waterings and the soil is completely dry, water may almost immediately run out of the drainage hole after watering. If this happens, continue to water it for a few seconds and then set the plant aside after the water has finished running out. The soil will need an opportunity to absorb the water that you’ve given it before it can take any more. 

After the soil, a Money Tree’s leaves will be one of the first indicators that the plant isn’t doing well. If you notice that your Money Tree has yellowing leaves, this may be an indicator that your plant is being underwatered. However, this may require some diagnostics before you can be sure because yellowing leaves are also symptoms of other problems, including overwatering. 

If you notice yellowing leaves and suspect your plant needs to be watered, check the soil. If it is still very moist or if the tree has been allowed to sit in water, this may actually be an indicator that you have overwatered the plant. 

If the soil is very dry and you know you haven’t watered the plant recently, it’s much more likely that the yellowing leaves are an indication that the Money Tree needs a good drink. 

Browning leaves are the next step of yellowing leaves as they begin to dry and eventually fall off the plant. If you notice that your plant’s leaves are beginning to look brown, typically on the ends at first, check the moisture of the soil. Feel the top inch— if it’s dry, you should water your Money Tree. 

If your Money Tree goes too long without water, the leaves will entirely turn brown and may even begin to start dropping from the plant. Try to avoid this as it is a serious stressor for the plant. Money Tree leaves should be a healthy and vibrant green. Any other colors are a bad sign. 

Yellow or brown leaves can both be signs of other problems. If you don’t believe you have a watering issue, check out this article to diagnose your Money Tree.

Another common symptom of underwatering a Money Tree that occurs before yellowing or browning is curled or wrinkled leaves. 

In the early stages of underwatering, the ends of the Money Tree’s leaves will begin to curl in on themselves before the entire leaf either curls or develops a wrinkly or wavy look. 

If you notice this development on your Money Tree, it is probably time to water it. Check the soil for moisture first, and if it feels bone-dry, give it a thorough watering until the water runs out of the drainage hole. But remember, never let your Money Tree sit in standing water, no matter how dry it gets. 

Your Money Tree might not have any of the above symptoms, but that still doesn’t mean it’s getting enough water. If you haven’t noticed any new growth on your Money Tree, you may need to reevaluate the care you’re giving. 

While there can be plenty of other factors that contribute to a Money Tree not developing any new growth, whether or not it is getting enough water is the easiest one to check. 

If you know that you haven’t been watering your tree regularly enough, about once a week, this is probably the reason you aren’t seeing any new growth. If this is the case, try setting a watering schedule. Pick a day of the week and set an alarm that will remind you it’s time to water your Money Tree! This can make plant care a habit. 

Make sure that you are also watering thoroughly. The water must run out of the drainage hole as this is an indicator that the plant has received enough water. 

But beware! Only water your tree when the top two inches of soil are dry. The time it takes to dry out will vary depending on the time of year and where you live. If you notice your soil is still wet when it’s time for you to water, skip a watering and reevaluate your schedule. 

Final Thoughts on Money Tree Watering

Many of the signs that a Money Tree is suffering can be symptoms of other problems. If you suspect the underlying issue is underwatering, make an effort to be diligent about getting your Money Tree the water that it needs. 

If you struggle to know when it’s the right time to water your Money Tree, and don’t feel confident about testing the soil with your finger, invest in a moisture meter. 

Moisture meters are small devices with prongs that you insert into your plant’s soil. They will quickly give you a reading on how dry or moist the soil is. This will take some of the guesswork out of Money Tree care. 

If you’re noticing some of these symptoms and are confident it isn’t the result of over- or underwatering, the Money Tree may be suffering from a lack of humidity. 

Because these are tropical plants, they require a lot of humidity. Money Trees will thrive in damp areas, like bathrooms, but there are a few options if you don’t have a damp space with enough light. 




how often and how many times to water in autumn, winter - Antonov Garden

Crassula, better known as the money tree, is a fairly popular and unpretentious succulent. An adult plant grows into a beautiful mini-tree with a lignified trunk, which is why the fat woman was called a tree. And money - because of the shape of its leaves, reminiscent of coins. Caring for such a tree is easy, even a beginner grower can handle it. In the article, we will tell you how to properly water the money tree (fat woman) at home so that it does not hurt and delight the owners with its beauty for more than one year.

1. What water to choose for the procedure 2. Frequency and frequency of watering at different times of the year 2.1. Fall 2.2. Winter 2.3. Spring 2.4. In summer 3. Mistakes in watering succulents

Provide the plant with the necessary amount of moisture. Photo by O. Nikonorova

What is the best way to water a money tree for its health and beauty

The money tree, like other plants, has requirements for the quality of water for irrigation. It should not be watered with cold water from the tap. Such water should be defended for 1–2 days so that all chlorine, if any, evaporates, and a sediment of impurities settles to the bottom. During this time, the water will warm up to room temperature and only then can you safely water it.

Ideal for irrigation - rain, snow, frozen in the refrigerator, and then thawed water. Sometimes you can water with water from the aquarium, if you have one.

How often to water the money tree

Moderate watering throughout the year. There are two options for its implementation:

  1. From a watering can with a thin spout. It is not necessary to water abundantly so that there are puddles in a pot. Excess water that flows into the tray must be removed immediately after the procedure.
  2. Through the pallet. Water is poured into a deep pan and left for a while. If all the water has been absorbed, then pour a second time. The earth in the pot should be completely saturated. Excess water is drained from the pan.

After watering, slightly loosen the topsoil in the pot.

You need to water the money tree once a day - in the morning or in the evening, but not too plentifully and not every day! If she stands near a hot battery, then you can water in two days and little by little. This is how I water my fatties. But the most important thing is not to flood them.

How many times to water the money tree depends on the season. The fat woman came to us from sultry Africa, where it is warm all year round and there are dry periods. Her leaves are thick, fleshy: in them and in the trunk, the plant has adapted to accumulate moisture. And when a drought sets in, the flower begins to gradually use up the supply. Therefore, the fat woman easily survives long periods of drought, but does not like strong moisture.

Watering succulents differs depending on the season. Photo pixabay/Hans

Recommendations for watering the money tree in autumn

In the first half of autumn, water moderately, as the top layer of soil in the pot dries out. No more than twice a week.

In late autumn, the plant goes dormant. It is necessary to reduce the intensity of watering, even if the earth seems dry from above and hands reach out to water the tree. In the cold season, it is much easier to flood and destroy the plant than in summer. Especially if the pot is on a cold windowsill. Wet soil in a plant pot becomes cold, and the roots can begin to rot, and a plant with rotten roots does not live.

How to water Crassula properly in winter

In winter, you need to water the least:

  • 2-3 times a month is the minimum for a plant in winter. But, again, you always need to focus on the growing conditions and the substrate in which the tree grows. Ideally, the substrate should be slightly dry on top and slightly damp in the middle.
  • If the substrate is light, water every 7-10 days. If the soil is dense, then watering less often - once every two weeks.
  • If the room is not hot, then you should try to keep the substrate always in a slightly dried state. Water no more than once every two weeks. And then the money tree will always have an elegant look!

How often should a fat woman be moistened in spring

With the advent of spring, the money tree comes to life, it begins to actively grow. Many new shoots and leaves appear. We begin to gradually increase the frequency of watering.

How many times to water per week depends on the type of plant and the conditions in which it is kept. In each case there will be an individual schedule. But you should always remember that this is a succulent, and it can do very well without water for a long time. On average, it's twice a week.


No need to water every day!

Succulents can go without moisture for a long time. Photo by O. Nikonorova

Watering the money tree in summer: useful tips

Inexperienced flower growers may think that it is necessary to water more often in summer. But it's not! The intensity of watering really needs to be slightly increased, but not by much: it is enough to water 2-3 times in 7-10 days.

Periodically spray the leaves with warm water and take a warm shower in the bathroom to wash the dust off the leaves. When bathing in the shower, it is advisable to cover the ground in a pot with polyethylene, and if bathing is combined with watering, then try not to pour a lot of water on the ground.


Before any watering, it is recommended to dig a little soil in the pot with a stick and see how deep it has dried out. Then it will be clear whether watering is needed and how much: if more than 4–5 cm, then watering is needed.

4 mistakes in watering succulents and how to fix them

By the external signs of a succulent, a florist can understand that he is not properly caring for a fat woman:

  1. Leaves are falling. In summer, it is easiest to water the plant, and the roots may begin to rot. If this happened, then you need to get the fat woman out of the pot, inspect the roots. Rotten and sick - cut off with scissors and transplant into a new, dry substrate. The first day after planting, do not water, and then water moderately so that the entire substrate becomes slightly wet.
  2. Leaves lose turgor and brightness of color, begin to fall off. This is due to lack of moisture. Urgent watering is needed, after 2-3 days the situation will improve.
  3. Excessive watering is the most dangerous for the fat woman. The leaves become pale, lose their elasticity, become watery and fall off. If you overtook a fat woman at the beginning of the process, when there are still no obvious signs of decay, then you need to pull out a clod of earth with roots from the pot and dry it for a couple of days.
  4. If the trunk has already begun to rot from below, then things are bad. You can't save the plant. You need to cut the cuttings and root them.
    What rules do you follow when watering the money tree? Share your experience and tips with other gardeners in the comments.

    Nuances of watering the money tree at different times of the year. water requirements.

    A plant with the familiar name Money Tree or Crassula is easy to care for. It is unpretentious and well suited for those who have a lack of free time, but prefer to live in harmony with the surrounding nature and create comfort in their apartment with the help of green plants.

    Also the plant is ideal for admirers of oriental traditions. According to the Taoist Feng Shui practice, the presence of a Money Tree in an apartment or house attracts prosperity to the life of the owner and accumulates positive energy .

    Despite simple care, the plant must be properly watered so that its growth is uniform and the foliage does not crumble. Then your plant will really become a good decorative addition to the room.

    The money tree does not need careful watering. The ability to accumulate moisture in the leaves for several days provides the plant with the necessary amount of water. This is worth remembering so as not to harm the succulent. The fat woman, by the way, is one of the most unpretentious flowering houseplants.

    Watering the Crassula depending on the season

    In order for the Crassula to please us with its appearance, it is necessary to carry out the correct watering, which is different depending on the season.


    Optimal watering in summer is 1-2 times a week. In summer, the soil dries out quickly and this must be monitored.

    Check the soil: the sun dries out the top layer, and moisture can accumulate near the roots, causing the leaves to fall and the roots to rot. To restore the previous state of the money tree, you will need a lot of time. However, if this all the same happened - it is recommended to transplant the plant into a new dry soil and remove rotten roots .

    At high temperatures, the number of waterings will have to be increased. At the same time, it is not necessary to flood the plant to such an extent that water remains in the pan - this can destroy it.

    Autumn-winter period

    [ads1] In autumn the soil should be almost dry . It will be enough to water the plant once or twice a week . This will help prepare the plant for wintering.

    In winter, the frequency of watering should be halved. It will be enough to water the flower once or twice a month and this is subject to a warm winter. If the plant hibernates at a cool room temperature, watering should be completely abandoned.

    In the spring

    In the spring, start watering the plant again more frequently. In most cases, it will be enough to water 1-2 times a week, but it all depends on the dryness of the soil.

    What kind of water is suitable for watering Crassula

    The right approach to watering is the key to a healthy plant. Each plant has its own specific water quality requirements, and the money tree is no exception.