How to grow a money tree on animal crossing

How to Grow a Money Tree in Animal Crossing: the Best Strategy

  • You can grow a money tree in Animal Crossing: New Horizons by burying a bag of Bells in a glowing hole.
  • One glowing hole will appear on your Animal Crossing island every day, even if you already have a money tree.
  • Your money tree will give you either 3,000 Bells, 30,000 bells, or three times the amount you buried.

They say that money doesn't grow on trees. That might be true in real life, but couldn't be more wrong in Animal Crossing.

You can make a lot of money (or "Bells") fast in Animal Crossing by growing money trees. These are just like fruit trees, but instead of giving you peaches or pears, they'll grow bags of Bells. How much money they grow will depend on how much you plant, but if you're lucky, you can earn 300,000 Bells from a single tree.

Here's how to grow a money tree in Animal Crossing, and a quick guide on how much you'll earn.

How to grow a money tree in Animal Crossing: New Horizons

Every day, a "shining spot" will appear in a random location on your island. This spot looks like a thin golden light rising from the ground, and it's the place where you'll grow your money tree.

1. Find the shining spot on your island and dig it up with a shovel. You'll find a bag of 1,000 Bells buried in the hole, and the hole will keep glowing.

A new shining spot will appear on the grass in your town each day. Nintendo; William Antonelli/Insider

2. Stay by the hole and open your inventory, then select a bag of bells and pick the Bury in Hole option.

You can bury the bag of Bells you just dug up, or bury your own money. Nintendo; William Antonelli/Insider

Quick tip: You can put your money into bags by selecting it and pressing A. This turns your money into an inventory item that you can drop, attach to letters, or in this case, bury. If you don't want to give up your own money, you can just re-bury the 1,000 Bells you dug up too.

3. Once you bury the money, a small sapling will sprout up in its place.

4. Wait three days for the tree to grow (or time travel forward three days). Unlike flowers, you don't need to water it.

5. Once the three days have passed, return to the spot where you planted your money tree. You'll find a fully grown tree with three money bags in place of fruit, and you can shake the tree to retrieve them.

Shake your money tree to make the bags of Bells fall. Nintendo; William Antonelli/Insider

After you shake the bags down, your money tree will become a regular tree. But since a new shining spot appears every day, it means that you can plant one new money tree per day.

If you don't like where your shining spot appeared, don't worry. Once you bury your bells and the sapling appears, you can dig up the sapling with a shovel and replant it anywhere.

How to earn the most money possible from money trees in Animal Crossing

The amount of money that your trees will grow depends on how much you bury. The more money you bury, the higher the chance is that you'll hit the money tree jackpot.

Your game decides how much money it's going to grow for you the exact moment you plant the tree. There's no pattern to this decision — it's purely chance.

Here's how much money you'll earn based on what you plant. Remember that every money tree grows exactly three bags.

This means that the most money you can earn from a single money tree is 299,997 Bells — that's three bags with 99,999 Bells each.

If you're looking to farm money trees to make the most amount of money possible, you should bury 10,000 Bells each day (3,650,000 each year). This guarantees that you'll triple your investment with each tree, earning a profit of 20,000 Bells each day and 7,300,000 Bells each year. That's a 200 percent increase.

William Antonelli

Tech Reporter for Insider Reviews

William Antonelli (he/she/they) is a writer, editor, and organizer based in New York City. As a founding member of the Reference team, he helped grow Tech Reference (now part of Insider Reviews) from humble beginnings into a juggernaut that attracts over 20 million visits a month. Outside of Insider, his writing has appeared in publications like Polygon, The Outline, Kotaku, and more. He's also a go-to source for tech analysis on channels like Newsy, Cheddar, and NewsNation. You can find him on Twitter @DubsRewatcher, or reach him by email at [email protected]

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Money tree | Animal Crossing Wiki

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Money tree








Animal Crossing,
City Folk,
New Leaf,
New Horizons

The money tree (also referred to as a Bell tree) is a type of tree featured in the Animal Crossing series. To grow them, the player must bury a bag of Bells using a golden shovel. After the tree has fully grown, it will bloom with three bags of Bells at amounts dependent on how much was initially buried. The tree will only produce money once before becoming a regular hardwood tree.

In Animal Forest, Animal Crossing, Animal Forest e+, and New Horizons, money trees can only be planted by burying money in the daily Shining Spot in the player's town.


  • 1 In New Horizons
    • 1.1 Profiting
  • 2 Money Tree Probability (Pre-New Horizons)
  • 3 Dealing with Deforestation
  • 4 Gallery
  • 5 Trivia


New Horizons

The expected return on investment for any amount of bells buried. If the player buries 10,000 bells, they are guaranteed to get 30,000. This gives a return of 20,000.

In New Horizons, one shining spot appears per day, granting the player both 1,000 Bells and one opportunity to plant a Bell tree.

  • If the player plants 100-1000 bells, they will always get a tree with 3x 1000 bells.
  • If the player plants 2,000-9,000 bells, there is a 70% chance of 3x 1000 bells and a 30% chance of 3x the amount buried.
  • If the player buries 10,000-99,000 bells, there is a 70% chance of 3x 10,000 bells and a 30% chance of 3x the amount buried.
  • The game decides this the moment the money is buried in the glowing spot. There is no pattern whatsoever to when you will get the original investment back or the 'capped' investment.


Simulated annual revenue and profit percent for amounts between 10,000 and 99,000 bells, each point averaged over 50 years. Planting more bells will yield greater revenue, but a lower overall profit.

If the player plants 99,000 bells in every glowing spot every day for a year, they will have planted a total of 36,135,000 bells. Statistically, with 30% of the trees being 297,000 bells, and 70% being 30,000 bells, you can theoretically expect to harvest 40,186,500 bells from money trees for a profit of 4,051,500 bells; an 11.21% profit with an average daily profit of 11,100 bells.

If the player plants 10,000 bells in every glowing spot every day they will have planted 3,650,000 bells. They then will have a 100% chance of getting 3x 10,000 bells every tree for a guaranteed harvest of 10,950,000 bells. This is a profit of 7,300,000 bells; a 200% profit with a guaranteed daily profit of 20,000 bells.

Some sources tell players to plant 30,000 bells daily. This ensures that they have zero loss when they only harvest 30,000 bells back from the tree. However, the expected profit from planting 30,000 bells is an 18,000 bell profit per tree. Planting 10,000 bells is always a 20,000 bell profit.

The player should always plant 10,000 bells, for not only a better profit but a more guaranteed one.

Money Tree Probability (Pre-New Horizons)

Because of the 90,000 Bell cap, planting money trees is not long-term profitable no matter how many Bells the player invests into the ground.

The likelihood of a tree blooming is dependent on the amount of Bells buried. The maximum amount of Bells any tree may produce is 90,000, and it will bloom only once, meaning that it is detrimental to bury an amount exceeding 90,000 Bells. Unfortunately, money trees are not statistically profitable. It is more akin to gambling at a casino—if someone plays long enough, they are more likely to lose. This is because despite the money tree's chance to bloom, which varies upon how many Bells are initially buried, the expected return will never exceed the amount invested. If two or more money trees are planted during the same day, only one will bloom, so it is wise to plant money trees on different days.

Bells buried Bloom chance Bells dropped Expected return % return
1,000 1% 3,000 30 3%
5,000 5% 15,000 750 15%
10,000 10% 30,000 3,000 30%
20,000 20% 60,000 12,000 60%
30,000 30% 90,000 27,000 90%
40,000 40% 90,000 36,000 90%
50,000 50% 90,000 45,000 90%
60,000 60% 90,000 54,000 90%
70,000 70% 90,000 63,000 90%
80,000 80% 90,000 72,000 90%
90,000 90% 90,000 81,000 90%
100,000 100% 90,000 90,000 90%
110,000 100% 90,000 90,000 82%
120,000 100% 90,000 90,000 75%

Given this data, the most advantageous amount to bury would be 30,000 Bells, giving a 30% probability of tripling the player's profits. This is because:

  • To minimize the expected loss, it is best to bury an amount between [30,000 to 100,000] because the expected return is 90% of the initial investment. Less, and the reward drops with the probability resulting in a lower expectation; more, and the player is removing the random probability from it (100% chance) and sealing their fate at a return of 90,000 Bells.
  • To maximize potential gain, it is best to bury an amount between [1,000 to 30,000] because if the player's gamble is successful, their reward will be triple their investment.

Dealing with Deforestation

The ability to grow trees from money is tremendously useful in dealing with excessive deforestation, possibly caused by the player due to inconvenient tree placement. With 10,000 Bells, over 10 trees can be planted in one day. Although slightly more expensive than purchasing saplings from Leif or Tom Nook's store, it is much quicker.


A Bell tree sapling in Animal Crossing.

Money Tree in City Folk.

A Bell tree in New Leaf

An empty golden spot for bells to be buried in New Horizons.

Nursery sapling money tree in New Horizons.

Nursery sapling tree inside a player's inventory in New Horizons.


  • These trees may be based on the expression "money doesn't grow on trees".
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Money tree how to care for it. How to grow a money tree at home - planting and care instructions. Self-cultivation of the Crassula

This article will focus on Crassula. I bet you haven't heard of this plant before. But, if I say a fat woman or a money tree, you will immediately understand who we are talking about.

Crassula is a plant with a thick trunk and evergreen leaves. The height of an adult money tree can reach 1.5 meters. The leaves are thick, fleshy, rounded with a grayish-green coating. The money tree looks very original.

Do you know the benefits of the money factory? Well, we are glad if you know about the money plant. But if you don't, we will help you learn more about the money plant by giving you the right information. Here in this article, we will let you know how to grow and care for a money plant at home.

Is plant money poisonous to your pets?

Money plant is not at all toxic to your pets, especially cats and dogs. But sometimes there may be chances that your pets will get irritated, upset stomachs, allergies, dripping, coughing, choking and vomiting while chewing the plant leaves and stems. Therefore, keep cats and dogs away from money plants to prevent damage to the plant.

For some reason I like legends, and so, one Chinese legend says: “There is an unusual tree in the world with leaves, but not simple, but in the form of gold coins. If you shake it well, then the leaves - coins fall to the ground like raindrops. According to this wonderful story, everyone came to the conclusion that the fat woman is the very magic tree that everyone, of course, dreamed of finding.

What are good money companions?

Choose the best companions that have the same soil and moisture needs. A money plant can be planted along with lucky bamboo, orchids, aglaonema and work well because they are succulents and need the same growing conditions as vegetable plants.

Planting them together helps deter pests and promotes the growth of ivy plants. Now you are familiar with the money plant or ivy ivy, start growing ivy ivy plants in your home that looks after your health by suppressing harmful chemicals like benzene and formaldehyde. If you have amazing ideas about growing and caring for money or devil ivy, please share your experience with us.

Crassula belongs to the Crassula family. The birthplace of the money plant South Africa, the island of Madagascar, Australia. The money tree blooms with flowers collected in a brush of a delicate white-pink hue. Beautiful inflorescences appear in adult plants at the ends of the stems. The name of the genus of this plant is translated from Latin as krassus - thick and indicates the fleshy structure of the leaves and stems.

It is also commonly known as the tree of friendship, the lucky plant, and the jade plant. What was once a very popular houseplant is not as popular as it once was, but it is still a great plant to grow indoors. While it loves lots of light and will thrive on a sunny windowsill, it will also grow well in a windowless room, often making it ideal to have in a basement. There are even a few slightly unusual varieties such as 'Sunset Hummel' which has green leaves tinged with yellow and a mottled red edge.

Tolstyanka has become popular in the post-Soviet countries for a long time. This evergreen plant is able to decorate and complement any interior, moreover, the money tree requires minimal care. Any beginner can handle it, as well as a florist who is limited in time. The money tree is easy to propagate and grow.

The new growth of these majestic plants is light green, when young they mature into thick trunks giving it the appearance of a bonsai tree. As mentioned above, they prefer a sunny location with plenty of light and are very easy to grow. Water sparingly in spring, summer, and fall when it is actively growing, allowing the soil to dry out between waterings.

More mature specimens sometimes produce small star-shaped flowers in winter that are usually white or pink, adding some winter color to the home. Jade plants get very heavy as they grow, so make sure you choose a heavy pot to grow the plant to avoid accidents with drum plants. They prefer heavy, well-drained soil that is 50% grit and mixes with loam. Cactus compost is generally ideal for them and perfect for those who don't want to make their own compost.

When choosing a place for a fat woman, give preference to the south-east window. Then the money tree will attract success and financial well-being to the house. It is believed that the larger the size of the plant, the greater its impact. Crassula is a good talisman that activates the energy of money in the Feng Shui wealth sector.

Crassula tree - it is a shrub or tree, in natural conditions it grows up to a height of 2 x meters with stems up to 15-20 cm in diameter. The color of the leaves is gray - green with a reddish edging about 6 - 7 cm long and 2 -3 cm wide. The tree-like fat woman blooms with small whitish or cream flowers of a pink hue. Blooms, unfortunately, at home is very rare.

How to help stimulate flowering

Bring the plant into a warm zone in autumn that will provide it with only a few hours of daylight. Stop the flow and reduce watering, only applying water when the soil becomes very dry. Many people have used this method and seen results and successfully got their plant to bloom in the winter.

Leaf problems

They are known for being able to survive with very little care, including lack of nutrition and watering, making them very easy to grow even for people who are not particularly green. In doing so, they will be fed from a balanced diet every three to four weeks. Liquid foods that you mix in a small watering can can be used.

Only adult crassulas (5-10 years old) are capable of flowering. To stimulate flowering, from June to August, the money tree is taken out to the balcony or garden, and in winter it must be kept in a cool room, only occasionally moistening the soil.

Money tree care: watering, lighting, transplanting

It is very easy to take cuttings from Jade plants. You can have a lot of these wonderful plants in your home in no time. There are two ways you can cut. First, when choosing plant branches, this is where you take the stem section. The second way, which is just as simple, is to cut a sheet from a single sheet. It usually takes a little longer to create a small but dense plant.

How to cut off the factory branch

Cuttings can be taken from spring through summer for best results. Take a clean cutting from the plant about 3-4 inches long. Unlike most cuttings where you need to plant immediately, you need to leave the cutting for a few days for the clean cut to become heartless and turn hard. To do this, simply leave the cut to the side with a window until the cutting end is hard.

Crassula is very easy to care for. In the spring - summer period, he loves warmth, fresh air, sunbathing, and in winter he prefers a temperature not higher than + 15 degrees, but +10 is better. In summer, it is best to take out a money tree on a balcony or garden. It can survive a short-term drop in temperature even to -2 degrees. Does not like to grow near radiators.

Then mix 50% vermiculite or perlite with 50% soil and make a small hole and insert the cut. Clean the soil well until they start rooting, usually within 2 weeks to 2 months. After rooting, dry the soil before watering. Sometimes just sticking a cut into the soil is enough to make them roots!

Mature leaves are ideal for sheet cutting. Leaf cuttings from jade plants are taken in the same way as plant cuttings, but you use a single leaf instead. Simply cut out a leaf or use a freshly discarded leaf from your plant and let the wound become severe. Insert half of the leaf into the soil, wound side down and keeping the soil well moistened. After a while, you will begin to notice tiny sprouts forming around the bottom of the leaf cut.

The dormant period of the money tree lasts from September to February. It favorably affects the well-being of a fat woman, accelerates growth. During rest, the plant is placed in conditions with a temperature of +10 - +15 gr with good lighting, rarely watered.

If the money tree does not have a dormant period, it will begin to stretch its shoots, and the leaves will begin to fall off.

They are generally disease free, but can be attacked with bugs, as with most houseplants. Watch for powdery mildew, weevil vine and aphids and treat at the first sign of an attack. Who wouldn't want to grow a money tree? Unfortunately, although it does not produce several dollars at once, money is said to bring good luck and is a favorite feng shui plant. The tree offers shiny, hand-shaped leaves that give it an unusually tropical look.

Flowering of the money tree - myth or reality?

You can also see several money trees grown together in the same pot, with their chests woven together. This is a common way to make it more decorative and not damage the plant at all. The money tree is often used as a bonsai specimen and can also develop a fat, tight chest.

In spring and summer, water abundantly, but allow the soil to dry well (1/3 or even half the pot). It all depends on the composition, the more the soil contains water-retaining parts, the greater the drying height.

In autumn and winter, the money tree is watered moderately, the soil is allowed to dry completely. Select the watering interval, looking at the leaves. They should not fade and wrinkle. Reloading leads to root rot - this is their weak point.

Tree Training

If you have any questions about this houseplant, just send us one of our houseplant experts who will get back to you! Regardless of how your money tree is shaped when you receive it, the plant performs best in a bright location and regular watering. This is a good indoor trampoline if you're prone to overwater plants, as it appreciates consistently moist soil. Being tropical, the money tree also appreciates abundant moisture. If the leaves start to have brown, crispy edges, placing them with other plants or next to a small humidifier may help.

Crassulas are not demanding on air humidity, they can not be sprayed at all. But still, the plant will be pleased if you wipe the leaves with a cloth, remove the accumulated dust.

Replant the money tree as it grows. It is better to buy bowls, since the roots of Crassula are shallow. The soil for transplantation is made up of leafy, soddy land, sand, humus (1: 3: 1: 1). From the finished can be purchased for cacti or succulents.

You can cut the money tree at any time. Cutting back the money tree will help it grow fuller and thicker. Fertilize the money tree at least twice a year with a regular houseplant fertilizer. You can fertilize it more often if you want it to grow faster. Be sure to follow the directions on the fertilizer package to avoid overcompacting.

Note. The money tree is not intended for human or animal consumption. Do you want some happiness and prosperity in your home? Try growing a wicker tree plant. This fabulous one has a wicker chest, glossy leaves and is easy to care for. It is believed that this technique of weaving the torso symbolizes the search for money and good luck!

Fertilize the plant from April to September 1 time per month. You can use a general purpose fertilizer or a specific one for succulents or cacti.

The money tree makes good friends with those who have never grown flowers before. This happens, not only because with the growth of the fat woman, the financial income of the novice grower grows. Crassula is absolutely not whimsical, responsive, and also beautiful.

Wicker Money Factory Cultivation Tips

Looks like he caught consumers big! It is also known as the Malabar chestnut. The tree is native to Central and South America and usually has trunks that are woven together. Sunlight. Store the tree indoors that receives moderate sunlight. The money tree plant is somewhat forgiving and survives in varying degrees of sunlight, but it does like bright, moderate light. Keep out of direct sunlight, or the leaves will start to dry out and turn brown.

For planting, you need to buy soil for cacti or any other nutritious, but at the same time, always loose, light, which does not retain moisture.

Fat Woman is a coin tree that loves all banks and accounting departments. The classic coin tree - Crassula Ovata, grows quite large. Based on the classic green Ovata, breeders have created many colored varieties with interesting leaves.

How to Water and Feed the Money Tree

I have my plant in south facing windows with a window outside of it in winter and move it to a shady area of ​​my garden in summer. Indoors, rotate the plant regularly to keep it from leaning on sunlight. Even if they prefer moderate light, they can actually take it. The plant is grown with a series of trunks woven together. This braiding is done when the stems are young and resilient. If your plant outgrows its space, you can actually carve a trunk next to the soil and it will send new shots out of that area.

So, for example, the money tree Sunset (sunset). The plant has a yellowish-pink interesting color. Moreover, the closer the plant is to good lighting, the brighter the color, and if moved to the middle of the room, the color quickly begins to fade.

Or another very interesting variety of the HornTree (horse) money tree. Someone believes that the name makes sense, the leaves of the fat woman look like a horse's mane. With growth, this money tree forms more and more new branches, the plant becomes like a bonsai.

The leaves of the wicker tree are glossy and dark green. Most arboreal trees have 5-6 leaves on each stem, and sometimes you can find one with seven leaves. It is believed that how to find 4 leaf clover, seven leaves on a stem bring really good luck to its owner.

When grown outdoors, money tree plants can reach 60 feet in height. Interior height is usually limited to about 6-7 feet. The size of a tree when grown as an indoor plant is largely determined by the age of the plant and the size of the container.

Care of the variegated money tree

Crassula variegated (blue, white, yellow), have the same requirements. Green representatives are less whimsical. In order for the colored money tree to feel good, the most important thing is not to flood it. Crassula is afraid of water, categorically does not tolerate bays.

Watering, potting and fertilizing tips

Money plant likes well-drained soil. They do not like to sit in damp soil and will suffer if watered. Don't overdo the wicker tree plant. Use the container container that appears on the small side. A container that is too large will hold too much water, causing stem and root rot. Since they grow to such a large size outdoors, growing a money tree in a smaller container will also prevent it from becoming too large indoors.

The fat woman loves the bright sun very much. Usually they write that it is impossible to expose to direct sunlight in the summer, this does not apply to the money tree. Only, of course, everything should happen in moderation, that is, gradually. Even cacti and those sharply can not be exhibited. The money tree must be dosed to accustom to bright lighting. This also applies to the winter-spring period. After a long cloudy winter, in the spring the sun is transferred gradually.

If it so happened that you overfilled the fat woman, you need to urgently get the plant out of the pot, inspect the roots. If they are not alive (brown, black, etc.) they need to be dried and transplanted. The earth should not be watered immediately, it is also necessary to give time to dry a little. When transplanting a money tree, do not spare expanded clay, more drainage can be used.

Money tree care: reproduction

Crassula is propagated by cuttings from leaves or stems. The best time is March - April, but you can do it all year, only in winter the survival rate is worse and you need to use additional lighting. Planting material is carefully cut with a blade or knife. It is advisable to treat a fresh cut - a wound with crushed activated carbon, let it dry for 2-3 days. After that, the cuttings are ready for planting, it is better to use a mixture of sand and leafy soil. You can put the cutting in water to take root, but add activated charcoal for disinfection. After the cutting takes root, I transplant them into cups 5-7 cm.

A longer and more laborious way of propagating the money tree is by seeds. It is usually used by flower growers - lovers tinker with seeds. Shoots from seeds appear easily. After you have scattered the seeds, the plantings are covered with glass or plastic wrap. Spray well. Seedlings will appear in 10-14 days. It is better to thin out excess shoots so that they are not crowded. Grow in good light. When the seedlings grow up, they can dive one at a time to a permanent place. Departure further as usual.

Positive energy of the money tree

If you can't concentrate on work, Crassula will help you become more industrious. In addition, it will relieve sad thoughts. Where the money tree grows, it becomes good and comfortable.

Crassula is a “juicy” plant, its leaves are kind of vessels - accumulators. Due to its physiology, the money tree is able to absorb the negative from harmful thoughts, feelings, words, in a word, everything related to the material needs of a person. This plant is recommended for people who spend a lot of time with money (cashiers, accountants) to relieve unnecessary stress.

Crassula is sensitive to the people she grows up with. It has been noticed more than once that if someone in the family feels worse, she also sheds some of the leaves. With the amendment of human health, the fat woman also begins to return to normal.

Money tree is a very popular indoor plant, but not everyone is aware that it has an antiviral, antimicrobial effect, is not inferior to aloe juice. Just do not abuse the use inside, as the juice of the fatty contains a concentration of arsenic.

Crassula leaves are useful for sore throats. And if you crush them into gruel, and then attach to a wound or cut, then everything will instantly heal. For herpes, you can apply a cotton swab dipped in juice, fix it with a band-aid or lubricate the affected area every 40 minutes.

Money Tree Buddha Temple (grade)

Crassula variety Buddha's Temple is something with something. The plant is so unusual - beautiful with an unforgettable "appearance" that I wanted to introduce you to it.

This variety was created back in 1958 by crossing the fat woman Perfoliata with Pyramidalnaya. This miracle was created by Miron Kimnach. Therefore, sometimes when selling, you can find the name Crassula or Kimnachi money tree.

In its appearance, the succulent resembles an architectural building - a Buddhist temple. This fat woman has an interesting physiological feature. Reaching the threshold of 15 cm in height, the plant can collapse from its own weight, as if unable to withstand it.

Buddha Temple refers to "herbaceous" crassula, not "tree". In terms of care, they are more capricious and easier to refill. From the bright sun, the plant can “tan”, acquire a brownish tint.

Another name for this houseplant is the fat lady. It is called money for the similarity of its leaves with coins. Feng Shui claims that with the right location in the room, the flower improves the financial situation of its owners.

The money tree flower does not tolerate high temperatures indoors

When caring for it at home, the following points should be taken into account:

  • location and lighting. It is better to put the flower on the windowsill, where there will be enough sunlight. This will help to avoid the appearance of pests;
  • watering features. The plant does not require much moisture. In winter, it is recommended to limit watering once a month, in summer - water once every 3 weeks, and then remove excess water from the flower pot. Spraying the leaves can cause them to rot;
  • humidity. With frequent changes in the level of humidity in the room, the fat woman loses its attractive appearance, the color of the leaves fades;
  • air temperature. It is important not to place the flower near radiators. The optimum temperature in winter is +14ºC - +17ºC, the rest of the time - +19ºC - +25ºC;
  • top dressing. You need to feed the fat woman in the spring and summer, when the stems and leaves are actively growing, no more than 1 time per month. Fertilizers can be used universal, special, and also for cacti.

In order for the money tree to grow luxuriantly, you need to pinch new buds. After the appearance of 3-4 pairs of new leaves on a branch, pinch a bud between the last pair of leaves.

In order to transplant a money flower, you need:

  • prepare a wide flower pot, no larger than the crown in diameter;
  • the pot should not be deep, because the roots of the flower grow in width;
  • Transplant only 3 weeks after the purchase of the flower in order to adapt it to new conditions;
  • the soil can be taken ready-made - for cacti or succulents;
  • create a 2 cm drainage layer of expanded clay or other material that does not rot, fill the pot a quarter with soil;
  • when transplanting, keep an earthen ball and remove rotten roots;
  • Water the plant well after transplanting.

Caring for a money flower at home involves transplanting an adult plant once every 2 years in the spring, a young plant once a year. If you transplant a fat woman in March, then the likelihood of new flowers will increase.

home care, photos, species, varieties, transplantation, diseases and pests of a flower

Crassula (Crassula) is its Latin name, and in Russian botany, crassula is called a fat woman, they are all succulent plants of the Tolstyankov family. The genus includes 300 to 350 species, most of which are native to South Africa. They have characteristic thick succulent leaves. And they are all unpretentious.

Crassula also revitalizes the air in the house, inhibiting the development of bacteria, viruses and fungi. In wound healing, their juice successfully replaces aloe juice.

Types and varieties of Crassula

The fame of the money tree was gained by the silver fat woman, although sometimes the tree-like fat woman is also called that. However, the world of crassula is so big that succulent collectors create entire indoor gardens from these plants. Many rare species can be found in flower shops in pots called mix (1).

Crassula ovoid or ovoid (Crassula ovata). Quite a large fast-growing plant up to 150 m in height with oval glossy leaves of green or gray-silver color. Small white or pink flowers are collected in apical umbrellas. Unlike other species, it is shade-tolerant.

This species has several interesting varieties.

  • Blue berd is a small tree with curly blue-gray leaves set tightly on the trunk, this variety is often sold as tree crassula;
  • Crosby's Compact - has a compact shape, small pale red leaves, used in indoor mini-gardens.
  • Sunset is a showy cultivar with tricolor leaves with yellow and white stripes on a green background and a red border.
  • Hobbit - a very original variety with everted or fused leaves, bred by American breeders in the late 70s of the last century.
Crosbis compact. Photo: Variety Crosbis compact. Photo: pixabay.comHobbit variety. Photo:

Tree crassula (Crassula arborescens). Outwardly, it looks like an ovoid crassula: a powerful trunk and bare branches, fleshy, flat, rounded grayish leaves with a pale blue tint and a red border. The flowers are white or pink, but rarely blooms indoors. Likes bright sun (1).

Represented not by varieties, but by forms:

  • undulatifolia - with flat, narrow silver-blue leaves and characteristic red tips;
  • Undulatifolia variegata - with a white stripe along the edge of the leaf;
  • curviflora - has a pronounced wavy edge on the leaves.
Crassula arborescens undulatifolia. Photo: pexels. com

Crassula silver, or purslane (Crassula portulacea). This is one of the types of money tree. Very similar to Crassula tree and oval. But this plant is more compact, in culture it reaches 1 m. The trunk is almost even, narrowing only at the top. The leaves are oval, arranged in opposite pairs, but each pair is perpendicular to the previous one. Blooms rarely, light pink flowers in odorless racemes.

Crassula Buddha s Temle. The dream of many flower growers. This is an unusual type of Crassula - the result of crossing Crassula pervoliata and pyramidal. It was created in 1959 by the American breeder Myron Kimnach, an amazing gardener who did not have a special education (2).

Crassula Buddha s Temle. Photo: YouTube

The plant has the appearance of a column, tightly pressed dark green triangular leaves are strung on the stem. The apical inflorescences consist of red flowers. As soon as the crassula reaches a height of 15 cm, the stem falls on its side. Therefore, the plant is grown in compositions with stones that are able to support it.

May be marketed as Kimnachi or Myron Kimnach.

Crassula flower care at home

Crassula species are so diverse that many flower growers do not stop at one plant, but collect a whole collection. It is not difficult to keep it, because the plants are unpretentious. The main task is not to flood with water!

But not everyone manages to achieve flowering. This requires time, care, summer in the country and cool maintenance in winter - from 10 to 15 ° C.


Crassula soil can be bought ready-made, marked “for succulents”. Or cook it yourself, keeping in mind that it should be light, well-drained, breathable, neutral or slightly acidic (within 5.5 - 6.5 pH). The soil for crassula consists of soddy soil, leaf humus, mature compost and coarse sand or perlite (1: 3: 1: 1). The second option is used for ground cover and miniature types of crassula - soddy land, leaf humus and coarse sand (2: 2: 1).


Most types of crassula prefer a high degree of illumination, but it is better to place them on the windowsills of the east or southwest direction. In the summer, pots can be moved to the loggia or garden. To avoid sunburn, plants should be protected during the midday hours with a light net.

– In order for the plants to develop evenly, regularly turn the pot towards the light source, advises plant collector Elizaveta Starostina.


Crassulas are drought-resistant due to the fact that they accumulate moisture in the fleshy stems and leaves. In summer, plants are watered after the topsoil dries out, in winter - until the soil dries to a depth of 2 - 3 cm. In practice, this means that in summer, crassulas are watered once every 2 weeks, and in winter once a month. Overflow is detrimental to the plant - rotting of the roots begins. But prolonged drought leads to wrinkling and falling of leaves.

These plants do not need spraying and high humidity, but they respond very well to washing the leaves with clean water using a cotton pad.


When planting Crassula in the soil, add fertilizer for succulents, but use half the dose recommended by the manufacturer. They also need wood ash (no more than 1 teaspoon per pot).

Top dressing

In the spring-summer period, Crassula need top dressing: once every 3-4 weeks, the plants are watered with a solution of fertilizer for succulents or cacti. Since September, feeding is stopped. However, if the plants are kept warm, it is recommended to feed once every 40 days.

Growers often use a water-soluble long-acting fertilizer in the form of sticks.


Some types of Crassula require shaping pruning. They begin to create the shape of a tree in a young plant, so that the trunk turns out to be smooth and beautiful. As soon as the young plant reaches a height of 15 cm, two leaves are plucked in the upper part - two new shoots will begin to grow in their place. Next, you will need to regularly remove leaves in those places where you want to get branching.

Climbing or rosette-leaved species also need pruning. But this, as a rule, occurs only after flowering, when the part of the rosette where the flowers were begins to die off.

Propagation of Crassula at home

Crassula is propagated by seeds and cuttings.

Seeds. Seeds are sown in wide bowls superficially on a substrate of sand and leafy soil (1: 2). The bowl is tightened with a film or covered with glass, put in a bright and warm place. Daily remove condensate and ventilate.

The first shoots appear after 15 - 20 days. Grown up specimens dive into separate small pots with a light substrate of soddy and leafy soil and sand (1:2:1). Seedlings are grown at a temperature of 16 - 18 ° C in a bright place.

Cuttings. It is much easier and faster to propagate Crassula by cuttings. Not only stem segments are suitable for rooting, but also leaves. Places of cuts are dusted with crushed charcoal and dried for 2-3 days. Then planted in a light substrate of leafy soil and sand.

The cuttings can also be rooted in cups of water by adding half a tablet of activated charcoal. After the appearance of the roots, the cuttings are planted in small pots with a light substrate.

After 1 to 2 months, established plants can be planted in permanent pots and cared for like mature plants.

Transplanting Crassula at home

The first transplant is done 14-30 days after purchase to replace the shipping soil with nutrient one. The pot is selected a little wider than the one in which they were bought.

Then transplants are done either urgently (if the plant is sick) or as soon as the root system fills the pot. In some cases, a transplant is done every 5 years. If the goal is to see the flowering of Crassula, then the transplant must be done every two years.

Choosing the right potty is important. It should be wide, but not deep, since the root system of Crassula is superficial. For tall species, the pot should be heavy enough with a wide bottom to prevent tipping over under the weight of the crown.

A layer of drainage at least 2 cm thick must be laid on the bottom. Small pieces of red brick or a clay pot fulfill this role very well.

The soil must be well permeable to water and air. Even in a special soil for cacti and succulents, add 1 part of coarse sand or perlite. Transplantation is done by transshipment. If the root system has grown too wide, then it is slightly cut and the sections are dusted with crushed coal.

To obtain a compact crassula bush, transplantation is done every 5 years, into a pot that is no more than 3 cm wider in diameter. To improve nutrition, the topsoil is removed every year, replacing it with fertile soil.

Crassula diseases

Bacterial burn. Its main manifestation is red spots on the leaves.

Diseased leaves should be removed, plants should be sprayed 2-3 times with Fitosporin-M (3) with an interval of 10 days.

Leaf jaundice. It causes a gradual change in the color of the leaves to yellow.

Treatment consists of removing affected shoots.

Epiphyllum mosaic. Destroys plant tissues - transparent blurry yellow spots appear on them.

Treatment is not possible, the plant is destroyed.

Fusarium. First affects the roots, then penetrates the stems and leaves. Crassula stops growing, the leaves turn pale and become lethargic, a rusty tint is visible on the cut.

Diseased areas are cut out, sprayed with a solution of Fitosporin-M (3), dried, transplanted into fresh soil.

Anthracnose (brown spot). Appears as round light or brown spots on leaf blades.

In the initial stage, the diseased parts of the plant are cut out, the sections are sprinkled with charcoal. Then sprayed 2 - 3 times with a solution of Fitosporin-M (3) with an interval of 10 days.

Crassula pests

Mealybug. This pest lives in the axils of leaves and roots. And it looks like a white cottony coating.

First, rinse the plant under running warm water. Then use alcohol. But do not spray them, but treat the trunk and leaves with a cotton swab, wetting it in the solution. If it is possible to take the plants to the balcony or garden, then the infected crassula should be sprayed with a solution of Aktellik or Fufanon (3).

Spider mite. He populates Crassula in warm and dry rooms. Pests pierce the leaves and feed on the sap of the plant, oppressing it.

The first thing to do is to thoroughly rinse the plant in the shower, after whipping the soap into foam and applying it to the trunk and leaves. For a day, the washed plants are placed in a large plastic bag to maintain high humidity. Then the plant is treated with Antiklesch, Apollo or Fitoverm preparations (3).

Shield. The pest looks like dense bumps.

This is a rather large insect, so it is first removed from the plant by hand and destroyed. Then wipe the affected areas with a cotton pad moistened with alcohol. Effective double spraying with Actellik or Fitoverm (3).

Popular questions and answers

We talked about crassula with houseplant collector Elizaveta Starostina - we asked her the most popular questions of flower growers.

How to choose a crassula?

Choose the type and variety of plant according to your desire and ability to care for it.

Inspect the selected item in the shop. The plant should be healthy and well developed, no shriveled or with traces of "work" insect leaves! Pay attention to the trunk. In a young plant, it should be light, green, without whitish scales, in an adult it should be light brown.

Does Crassula bloom?

Yes, crassula blooms. But this usually happens with plants older than 5 years and with good care. As a rule, flowering occurs in early spring, when the plant comes out of dormancy. That is, in winter you must provide Crassula with optimal rest conditions.

Why does Crassula shed its leaves?

The reason is most often stress. This is either excessive moistening of the earthy coma, or spraying or watering with cold water.

Crassula can also shed its leaves due to drafts, especially in spring.

If the leaves are shriveled and falling off, then you forgot to water the plant in time.


  1. Rowley G. Crassula. Guide to growing / Per. from English. A.A. Burenkov. // K. Phoenix, 2020.
  2. Herwig R. Pareys Zimmerpflanzen-Enzyklopädie // Berlin und Hamburg, Paul Parey, 1983.

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