How to take care bonsai money tree

Money Tree Bonsai Care - The Do's & Dont's

General Information

Native to Central and South America, Money Trees are an excellent plant for both indoor and outdoor growth.  This plant can range from a few inches in height to over seven feet tall.  It originated in Japan and consists of several trunks wound together with green leaves sprouting from the top.  A story associated with the money tree is about a man whose prayers for money were answered because of this unique plant.  When he took the plant to his home, the man discovered he could grow several more from the seeds and became rich from selling the plants.  It is from this story that the plant was given its nickname: the "money tree".  

Braided Money Trees are usually given as a gift; they are reputed to bring good luck and prosperity.  Generally, the more leaves the Money Tree has, the better!  While it is common to find money trees with five to six leaves on each stem, it is quite rare to find one with seven leaves. Like a four-leaf clover, a Money Tree with a seven-leaf stem is considered to bring incredibly good fortune to its owner.   

Money Trees are also very popular plants with Feng shui practitioners who believe that the braided bonsai creates positive energy for any room that it placed in.  According to this belief, you will want to place your money tree in the "financial" part of your home or office. Each new leaf of the tree will then bring added financial blessing and success.  Easy to grow and beautiful to behold, this bonsai is happy wherever you are.

A Braided Money Tree is a lovely and rare plant that can make an outstanding addition to any room in your home.  This tree is composed of several trunks that wind around each other, it can reach heights anywhere from a foot tall or more.  The bonsai version is around a foot tall, while the fuller sized trees can tower up to seven feet tall.

The jade green leaves of the Money Tree grow in tufts of five in a pattern often compared with the human hand.   These five leaves are said to symbolize the five elements of balance in creation: metal, wood, water, fire and earth.  With its shiny green foliage and blooms on tall green trunks, it has become a popular indoor plant but is also cultivated for its edible nuts.  The Money Tree, also known as Pachira aquatica, is a miniature tree characterized by multiple intertwining trunks.  Each tree is actually four to five separate trees with their trunks braided together. 

Taking care of any type of bonsai plant requires time and planning.  By incorporating some simple tips, your Braided Money Tree will thrive for years.  Growing one from a seedling requires expert knowledge, and will take years to grow to its maximum potential.


With any bonsai plant, watering is crucial.  Most bonsai like to have plenty of water, but proper water drainage is key.  This is maintained by two very important factors: soil and the pot.

The soil should contain a mixture of earth and small gravel pebbles which lie in the pot with one or more drain holes.   These holes need to be covered with mesh, to allow the water to flow freely but retain the soil.  You can also add some river rock to the mixture, to create porous areas in the soil which aid in draining. Some bonsai even grow well in a mix of peat, vermiculite and perlite. Our Bonsai All Purpose Blend provides the perfect amount of airiness and nutrition for your Money Tree.

The Braided Money Tree prefers much less water than other plants - once a week is sufficient.  Some do well on as little as a cup of water per month, but the amount varies with the pot size and soil composition.  Misting the plant is also another recommendation.  It helps the plant leaves get extra moisture and keeps them free of dust. Our handy Haws Mister can be pressurized with just a few quick strokes for continuous spraying for your Money Tree. 

The soil in the pot should be allowed to dry completely out before another watering.  There are several ways to realize if the amount of water is adequate.   If the plant’s leaves become droopy and yellow this is a sign of too much water.  When the leaves are wrinkly and curled up, this means you are not watering it enough.


Place in an area of moderate sunlight.  These plants can survive with varying degrees of sunlight, but do best with a few hours of sunlight and a few hours of shade.  If your plant experiences too much full sunlight, the leaves may begin to burn.  If weather permits, your Money Tree will enjoy being placed in a sunny to partial-shade exposure outdoors daily.  In very warm climates or during the heat of summer, light shade is a better option to prevent leaf burn.  Avoid direct sunlight for prolonged periods of time as this will cause the leaves to burn and turn slightly yellow.  For indoor plants, provide bright indirect light and turn the plant regularly toward the light source to keep it growing straight and leafing evenly.  In darker areas, leaves grow smaller but Money Trees can survive for a long time in very poor light.

Being a native of a wet, hot region, the plant will not fare well when temperatures drop.  If you keep the plant outside on the porch, you need to remember to bring it inside when the temperatures drop below 50 degrees.


It is unnecessary to give the tree fertilizer often, specifically in the bonsai plant size and style. Fertilizing once in the Spring and once in the Fall with Time Released Bonsai Fertilizer is sufficient. Trimming the dead leaves and providing plenty of fresh air, will allow your Braided Money Tree to live for many years.

Pruning / Training:

Prune the leaves to encourage growth. If you want new leaves to sprout, or have a wilting plant, prune off the browning leaves. Leaves can be trimmed at any time of the year, and you will notice that they grow back quickly.  This Bonsai is usually presented in a braided or knotted form which is achieved when the stalks are young and supple. The money tree can be pruned by cutting off the stem, and new growth will appear at the cut over time. With careful maintenance, you can direct the growth of your plant in a style that is most pleasing to you.  See our Tinyroots Bonsai Shears for precision and the ultimate in lifetime bonsai tools.

Insects / Pests:

Money Trees are very hardy and are not susceptible to bugs in general, however, if whitefly or aphids invade, combat them with a solution of dish soap and warm water.  Spray the leaves until the solution runs off and then rinse the leaves with clean water.  Repeat as needed.  Be sure to resist over watering as this is a major source of Money tree death due to root rot. 


Propagation is best had from cuttings/side shoots and seeds. Often you will notice new shoots coming out of the trunks. You can simply place these shoots in moist, not wet, soil and they will grow well.


You can Re-pot your Money Tree every two-three years during the spring season, or if you notice that your plant seems overly thirsty.   Be sure to prune the roots gently and provide a quality soil cut with river sand to ensure proper drainage.  When you are ready to re-pot be sure to check out our amazing selection of beautiful bonsai pots.

Additional Comments:

Money Trees are very hardy plants. Any problems are likely due to over watering or too much full sunlight. If you are a bonsai beginner, this braided bonsai will be ideal for you. (And the added luck and prosperity never hurt anyone!)


DISCLAIMER: The content provided in this article is not warranted or guaranteed by Bonsai Outlet. The content provided is intended for entertainment and/or educational purposes in order to introduce to the reader key ideas, concepts, and/or product reviews. We are not liable for any negative consequences that may result from implementing any information covered in our articles or tutorials. Happy bonsai gardening.

Download this care sheet as a PDF

Bonsai Money Trees Care Guide (Crassula ovate)

The Bonsai Money Tree is considered by many to be a symbol of good luck and prosperity for those who own one. Its binomial name is Pachira aquatica, and it is also known as Malabar chestnut, Guiana chestnut, provision tree, saba nut, and Pumpo.

Commercially, these trees are marketed as money trees, money plants, and braided money trees. That last moniker is earned by virtue of the five separate trunks that are gradually braided together to form a single twisted unit.

Since the Bonsai Money Tree is actually five trees in one, many would assume care of this grouping of trees to be more arduous than care of a single bonsai tree of another sort. This is an incorrect assumption since they are easier to care for than are many other bonsai trees.

Scientific/Botanical NameCrassula ovate
DescriptionThe tree is native to southern Africa. It has thick branches and fleshy leaves. Known commonly as jade tree, it can tolerate drought or wet conditions.
PositionThe tree needs full summer sun if grown outdoors. Inside, it should be kept on a warm and sunny windowsill. Bonsai money trees should not be exposed to frost.
WateringKeep watering to a minimum to encourage small leaves. The more water the plant is given, the larger and fleshier the leaves become. Allow the soil to dry out before watering during the winter months.
FeedingFrom March to October, feed with a bonsai fertilizer. As an alternative, apply slow-release fertilizer pellets every eight weeks.
Leaf and Branch PruningPrune in the spring to desired shape. The tree grows rapidly, so pinch-out regularly. Large trees may require weekly pruning/pinching.
Re-potting & Growing MediumRe-pot in the spring. When the tree is newly re-potted it should be kept in a warm and shady location, and watered sparingly until it becomes properly established. Use well-draining bonsai soil that contains akadama.
WiringPinching-out and pruning are usually enough to shape the tree. If wiring is to be carried out, do so during the dormant period. Care must be taken to ensure wires do not cut into the branches.
NotesThe people of the Orient believe that growers of the jade tree are granted good fortune.

Making Crucial Decisions

Before a gardener plants the Money Tree, he or she must make several critical decisions.

How tall does the gardener want the bonsai tree to grow?

The answer to this question will dictate the size of the pot in which the bonsai will be planted.

Does the gardener want this bonsai tree to grow outdoors or indoors?

Read More: Bonsai Tree Species Care Guide (A - C)

This decision will affect the planting location of the bonsai tree. Gardeners should also decide on braiding design and other shaping decisions ahead of time, although this may also be done after planting.


Regardless of whether this tree is to be planted inside or outside, it will need to be planted in a well-draining environment and in well-fertilized soil. Outdoor bonsai Money Trees should be planted in partial sunlight and indoor bonsais should be placed near a window that receives bright, indirect light.

These trees cannot withstand temperatures lower than 28 degrees Fahrenheit, so gardeners should take proper precautions to ensure the continued health of the bonsai tree.


While the soil in which the Money Tree is planted should never be allowed to completely dry out, this type of bonsai tree is hearty and does not need to be watered on a strict schedule. All a gardener has to do in order to properly water a Money Tree is to pour enough water onto the soil of the bonsai tree to moisturize the soil once every seven to ten days.

Gardeners may also find that their bonsai tree’s leaves will benefit from gently spraying the leaves with water daily. Fish meal or a well-balanced liquid fertilizer mix are good sources of nutrients; gardeners should employ a fertilizer during every other watering. As hardy as this tree can be, gardeners should carefully avoid over-watering them.

Read More: Bonsai Tree Species Care Guide (D - J)


Pruning is essential to the aesthetic nature of the Money Tree since most bonsai gardeners value this type of tree for its five-braid design. When new growth threatens to impede the ability of the gardener to continue to shape the braid, the bonsai gardener must carefully prune the new growth from the tree in order to maintain the distinctive braid pattern. These trimmings can be rooted so that gardeners can cultivate even more Money Trees.


Gardeners should also trim any damaged, dead, or unhealthy leaves from the tree as this will enable the tree to dedicate nutrients to healthier sections of the tree. When trimming a tree for aesthetic reasons, gardeners should remove an equal amount of leaves from each trunk so that one particular Money Tree is not taxed.

Roughly one third of the leaves should be trimmed to enable new growth in the tree; gardeners should not be alarmed at the whitish, milky sap that weeps from the tree as a result of this trimming. Gardeners should end the trimming session with a watering to aid the tree in recovering from being trimmed.


This particular type of bonsai tree’s braided design is often the largest appealing factor for bonsai gardeners. Many bonsai gardeners purchase their Money Trees already braided and thus must only maintain the braid as the tree grows.

Most commercially-purchased Money Trees come with instructions about how to maintain the braid, but the key fact to remember is that braiding a Money Tree takes time. Whether a bonsai gardener is continuing to shape a pre-existing braid or is cultivating a braided bonsai from five Money Trees, the braid will take several growing seasons to properly form.

Read More: Bonsai Tree Species Care Guide (L - W)

Wrapping yarn tightly around the braid will help keep the trunks tight together, and plastic zip ties are helpful in slowly bending the trunks. As with all bonsai trees, patience is a virtue.


Regardless of a gardener’s decision about the particular size at which the Money Tree will be maintained, these bonsais require repotting once every one to three years.

Gardeners should always repot at midsummer in a pot that is slightly larger than the previous one to allow for growth. Before transferring the bonsai to the other pot, the gardener should trim approximately a quarter to half of the root system depending on the size at which the gardener wants.

Root pruning is rather imprecise, so gardeners may want to err on the side of caution by not cutting back too much of a tree’s root system. As with the initial potting, gardeners should ensure that the tree is planted in fertilized soil in a pot that drains well.

Miscellaneous Tips For Maintenance

Indoor Bonsai Money Trees flourish under fluorescent light in a room temperature between 70 to 75 degrees. Rotating the bonsai tree on a lazy Susan while pruning will help the gardener trim the tree evenly. These trees thrive when taken outside during the spring and summer and brought indoors during the Fall and Winter (particularly if temperatures drop below 40 degrees).

Some people believe the Bonsai Money Tree brings financial and emotional luck and prosperity to those who possess them; others believe these trees favorably influence positive energy in a room.

Whatever an individual’s beliefs, bonsai gardeners will enjoy caring for this tree because of its hardy nature and its easy maintenance. While some bonsai trees will die if they dry out even slightly, this particular tree can last a couple of weeks without water.

Depriving this tree of water for longer than a week and a half is not good for the plant, but this bonsai tree recovers more quickly than do other bonsai trees. They are also easy to trim, although gardeners should be careful when they trim so as not to disturb the braid.

Gardeners should also remember that successful braiding takes time and that grace and beauty cannot be rushed. Novice gardeners should purchase their Bonsai Money Trees commercially since these trees are likely to come with helpful instructions that will assist these beginners with their bonsai.

Read More: Types of Bonsai Trees

how to make a crassula with your own hands, form it in the right form, a step-by-step photo of styles, what do you need to plant and grow?

Crassula is also called the money tree, as the leaves of this plant resemble coins. It can grow to quite large sizes. Therefore, for growing in an apartment, the technique of cultivating miniature trees is often used, creating a bonsai from a fat woman.

Which varieties of crassula are suitable?

In order to form a beautiful plant in the bonsai style, it is necessary to select the appropriate types of money tree. Types of fat women suitable for this formation:

  1. Crassula the hobbit. This plant has leaves that are fused from the base to the middle and have an oval shape. In addition, they are turned outward.
  2. Crassula ovata. Crassula of this species has good branching. The leaves are thick, juicy, oval in shape.
  3. Crassula Tricolor. Has an unusual foliage color. The leaf plate is green with white stripes and a red border.
  4. Silver. Leaves have small silvery dots that create a silvery effect.
  5. Fat girl minor. This is a small plant with small red leaves. The length of the sheet usually does not exceed 1.5 cm.


The photo shows the varieties of cash trees suitable for the formation of Bonsai:





Cash tree is quite easy to form in the following styles:

  • bent by the wind;
  • forked barrel;
  • broom;
  • asymmetric straight;
  • group;
  • weeping (wire is used for shaping).

Crassula cannot be grown in the following styles:

  1. rock, exposed roots - the roots of the plant cannot be exposed, as the root system is fibrous;
  2. cascading and semi-cascading - the crown of the money tree must be below the edge of the container in which it is grown;
  3. floating tree - if you lay the stem of a plant on the ground, it will rot.

Also do not use techniques that visually age the bonsai, such as "shari" or "gin". These practices involve removing the bark from the trunk or branches, which is unacceptable for this plant.

How to do it yourself?

When working with an adult plant, you will have to adjust to its original size.

If you grow a money tree from a sprout, you can create more interesting forms.

But in the second case, it will be necessary to wait until the trunk of the fat woman becomes lignified.

Pot and soil

To make a bonsai from a money tree, you need to choose the right container for growing. It is desirable that it be wide and low. This will limit the growth of the root system. The pot must have drainage holes and a drainage layer.

The soil for growing Crassula is multi-component. The substrate must contain the following components:

  • sod land as a base;
  • coarse sand;
  • deciduous soil.

Peat can also be added. But only in the top or bottom layer of the substrate. Read more about how to choose soil for bonsai read here.

How to plant?

A special substrate is purchased for planting a fat woman. You can also prepare the soil mixture yourself.

Next, the procedure is as follows:

  1. A drainage layer about 3 cm thick is poured into the selected pot.
  2. The substrate is poured on top.
  3. The soil is thoroughly moistened with a spray gun.
  4. It is necessary to make a hole in the center, the roots of the fat woman are placed in it.
  5. The roots are covered with earth.
  6. Now you need to tamp the trunk circle a little and spray the top layer of the soil mixture again.
  7. To make the plant more stable, stones can be placed around the trunk.

Watch the transplant video:

Grow from seed

This method is often used by breeders to create new varieties of money tree. It takes a lot of time and patience, so it is not practiced at home. Which plants are suitable for growing bonsai from seeds read here.

How to shape in the right way?

The formation of a miniature fat tree can be started at any age. However, the following must be taken into account:

  • With the correct formation of a young plant, almost any shape can be achieved.
  • The crown configuration of an adult plant will depend on the thickness of the trunk.

If a miniature is formed from a cutting, the plant will immediately look like a bonsai. Hosts will need to:

  1. Choose a style.
  2. Leave a few strong branches or just the trunk.
  3. After obtaining the required stem thickness, remove all tops.
  4. Pinching regularly.
  5. After the crown has formed, transplant into a new pot.

If an adult plant has a thin trunk, then cardinal pruning is carried out. The entire upper part is removed, leaving only one or more columns.

After branching, the lower branches are left to thicken the base. The upper ones are pinched immediately. After thickening the trunk, they proceed to the formation of bonsai without the use of cardinal pruning.

Pruning: step-by-step instructions

For pruning, prepare a pruner or sharp scissors. The instrument is pre-treated with a disinfectant solution. Trimming pattern:

  • The first step is to determine the shape of the crown.
  • With the help of threads, you need to mark the shoots that will not be cut.
  • The top is removed under the base to slow down the growth of the money tree.
  • The lower branches are also cut to the base.

It is advisable to process all sections immediately so that the infection does not get into the plant. Activated carbon powder can be used for this.

After 3-5 weeks proceed to crown formation.

Thick trunk

To get a thick and powerful trunk, spinning tops must grow. First you need to grow long branches. After setting the desired thickness, all excess length is cut off.

After a while, the cut will heal. A top will appear on it, where new sprouts will form. During the development of the top, the branch is not cut, and the main shoots must be cut annually.
Crassula should be cut off too large leaves and those that grow at the bottom of the crown. This will allow light to penetrate deep into the plant.

Pinching a young plant

Rules for pinching:

  • The procedure is performed with the fingers.
  • The process is pinched with a twisting motion. After its removal, no fibers from the branch should remain on the trunk.
  • The wound is disinfected with activated charcoal powder.
  • Pinching a young plant will speed up its development.

Crown formation

Crown formation basic rules:

  1. Pruning should be done during the growing season.
  2. The shape of the future crown is thought out in advance. All unnecessary branches are cut off.
  3. The cut is formed along the main stem.
  4. It is desirable to leave leaves only at the ends of the branches that are left to form the crown.

IMPORTANT. It is impossible to remove all unnecessary shoots at a time, as this may cause the money tree to die. It is better to do this twice with an interval of about a month.

Wire wrapping

Wire is often used to create any stem shape in a young plant. But in the case of a fat woman, such a technique is unacceptable. This plant has a rather fragile trunk. Under the action of the wire, it is very easy to break. P rovoloka can be used in the formation of an adult plant with a thick stem.

The shaping of the young Crassula must be performed only by removing the lateral processes.

Further care

It is best to keep the money tree on the windowsill of a south window, as the plant needs a lot of sunlight. The most suitable daytime temperature is 19-23 degrees, and at night - up to 15 degrees. In winter, the plant can normally tolerate dry air in the room.

Other maintenance requirements:

  1. Draft protection must be provided.
  2. The leaves must not touch the glass or window frame. This is especially important in winter.
  3. To prevent the plant from deforming, it must be rotated regularly.
  4. The money tree needs to be fed every 3.5 months. To do this, use a special solution that is bought at a flower shop.


Watering should be plentiful so that the soil is slightly damp at all times. After watering, water should appear in the pan, which is immediately drained so that there is no stagnation. Then it is desirable to spread sphagnum moss on the surface of the soil.

Watering is carried out after the top layer of the earth has dried.

Possible difficulties

The money tree is a rather unpretentious plant, but certain mistakes during cultivation can lead to its death.

Helpful hints:

  • Repotting should be done every 3-5 years.
  • When watering, be careful not to get water on the leaves.
  • When transplanting, treat the root system and cut off rotten areas.
  • Putty should not be used when trimming and pinching. It is advisable to disinfect sections only with activated charcoal.

If these recommendations are followed, then no problems should arise during cultivation.

Useful video

This video shows how to form a crown on a money tree:

Money tree bonsai is an easy way to get a Japanese style plant. Easy to care for and shape. The main thing is to regularly trim and pinch.


  • Fragrant bonsai myrtle. How to grow at home?
  • Bonsai. The ancient art of growing a miniature tree.
  • Bonsai: care and maintenance at home
  • Evergreen ficus bonsai.
  • Types and styles of bonsai.
  • Tree of a thousand stars or Seriss.
  • Golden ficus or Panda.
  • How to choose a bonsai pot?
  • How to choose soil for bonsai and prepare it yourself?
  • How to grow bonsai at home?
  • Ways to form a bonsai crown at home

Bonsai money tree: features of cultivation and formation

Bonsai is one of the areas of gardening, the essence of which is the cultivation of miniature trees. A potted plant or a money tree is an excellent material for creating a bonsai tree.


  • Which types of fats are suitable?
  • What kind of bonsai can be made?
  • How to form?
    • From a young tree
    • From an adult
  • How to grow?
    • Tank selection
    • Suitable soil
    • Planting considerations
  • Bonsai work
    • How to spread the trunk?
    • Bending branches
  • Forming techniques
    • Pruning rules
    • Stem forming principles
    • How to form a crown yourself?
    • How to pinch?
  • Further care
    • Watering
    • Conditions
    • Diseases and pests
  • Possible difficulties and typical mistakes
  • Conclusion
  • What types of fats are suitable?

    For the formation of a beautiful bonsai tree, it is recommended to use certain types of crassula, as not every one of them is suitable for the intended purpose.

    The best bonsai jerseys:

    • Crassula the hobbit. It has oval dark green leaves, thick and juicy, turned outwards. They are fused in half - from the base to the middle.
    • Crassula Ovata. The species is well branched. Its leaves are small, oval in shape, rich green in color.
    • Silver jade. This variety has leaves with silver dots, giving the appearance of silvering.
    • Crassula Tricolor. She has an unusual leaf color. They are green with whitish stripes and red trim.
    • Fat girl minor. Miniature plant with reddish green leaves. Leaves length - no more than 1.5 cm.

    What kind of bonsai can be made?

    There are several styles of bonsai money tree formation. There are also options for which the fat woman is completely unsuitable.

    Suitable bonsai styles for Crassula:

    • forked;
    • bent tree;
    • broom;
    • group;
    • direct asymmetry;
    • weeping tree (using wire).

    Unsuitable styles:

    • Rock variant - with exposed roots. The roots of the fat woman cannot be opened, as they have a fibrous structure.
    • Cascade and semi-cascade - the crown falls below the edge of the pot. The structure and features of the fat woman do not allow you to achieve what you want.
    • Floating style - with the trunk laid on the ground (if the trunk of the fat girl is on the ground, it will rot).

    Techniques aimed at visually aging bonsai are also not suitable. They consist in peeling the bark from the branches and trunk, which is completely unsuitable for a fat woman - she will simply die after such a procedure.

    How to form?

    Growing a miniature Crassula tree can be started regardless of the age of the plant. Suitable for both young and fully mature plants.

    From a young tree

    A young fat woman can, having certain knowledge and skills, be given any shape. Working with a small plant is much easier than with a bulky and mature one.

    Forming order:

    1. Decide what the height of the bonsai tree will be, in what style it will be formed.
    2. Cut all but a few of the strongest branches in the right places.
    3. Pinch off the tops regularly.
    4. When the barrel reaches the required thickness, remove all tops.

    After the jug has grown into a tree, transplant it into a separate pot.

    From an adult

    When working with an adult fatty, pinching alone is not enough. Essential pruning required. To work, you need a secateurs. But if the trunk is thick, the formation of bonsai is possible without serious pruning.

    Remove shoots:

    • long;
    • hanging;
    • growing inwards;
    • dried;
    • patients;
    • growing in parallel.

    Keep the healthiest and strongest branches. Cut along the "ring" so that there are no unattractive stumps left.

    It is beautiful if several powerful branches branch off from the base of the trunk at once. They give the plant miniature additional interest.

    How to form a bonsai jade:

    How to grow?

    Before creating a money tree bonsai, plant it properly. The first pot that comes across doesn't fit. You need a special container and a proper fit.

    Container selection

    The initial bonsai container should be rectangular. You can take a bowl or a pot. Beginners often take wide and low containers, this is a mistake. The recommended height of the pot is 10 cm, at the bottom there are a couple of drainage holes.

    If you plant a fat woman in a flat and low pot, it accelerates the trunk very slowly. Fill the container with a mineral substrate. You can add 50% of special soil for succulents to it (the base is peat).

    Highly recommended:

    • lay a layer of drainage on the bottom;
    • water the plant with care so that the substrate does not turn sour;
    • repot every year.

    When the tree has matured, transplant it to its permanent location in a large pot.

    Finished bonsai pot requirements:

    • shallow and wide;
    • earthenware or ceramic, unglazed inside;
    • the area of ​​the drainage holes should be twice as large as in an ordinary flower pot;
    • presence of legs for normal outflow of water.

    Suitable Soil

    For Crassula bonsai, choose a permeable soil that has a higher water holding capacity than many inorganic substrates. Crassula cannot be planted in gravel.

    Suitable substrates:

    • Lechusa-Pon;
    • akadamu;
    • mineral mixture with 20% peat.

    Some gardeners make their own substrate from soddy soil and sand, mixed in a ratio of 7:3. Expanded clay 1-2 cm thick is poured at the bottom of the tank.

    Planting features

    First, plant a young fat woman in a temporary pot - an ordinary, not very cramped one, filled with a mineral substrate. Transplant an annually growing plant into a larger container. When the tree is large enough, transplant it into a special bonsai container.

    When planting Crassula in a permanent pot, trim the plant's roots. This procedure allows you to achieve a balance between the underground and aboveground parts of the plant. Transplantation is recommended in early spring.

    How to plant a money tree bought in a store, taken from friends or grown on your own:

    1. To prevent the soil from washing out of the container, lay a cellular vinyl mesh, square or rectangular, larger than the bottom of the container on the bottom of the container. The grid cells should be smaller than the size of the drainage holes - they are too large for bonsai pots.
    2. Fill the bottom with a small layer of drainage - stone chips or akadama.
    3. Remove the plant from the previous container and shake off about half of the soil from its roots.
    4. Crassula roots cut to 1/3.
    5. Place the plant in a new permanent pot.
    6. Secure the crassula with wire by wrapping it around the trunk, the base of the plant.
    7. Fill the new pot with substrate.
    8. Water the planted crassula so that water flows out of the drainage holes.

    Video about planting and pruning the roots of the fat woman, see below:

    Bonsai work

    Bonsai is a creative activity that allows flower and houseplant lovers to shape miniature trees to their liking. You can control its shape and size using different techniques.

    How to fire up the barrel?

    The main condition for creating a bonsai is a strong trunk. Special techniques help to disperse it to incredible sizes for a fat woman.

    The order of the barrel acceleration on the example of a young fat woman:

    1. Pinch the top of your head. This procedure stimulates the growth of lateral branches. Pinching is recommended in the spring, during active growth.
    2. Remove the growing point regularly from young shoots. Then all the forces of the fat woman are directed to an increase in the trunk and the formation of forks. The procedure should not affect the lower shoots.
    3. Branches located at the base, shorten as they grow, but do not cut completely.
    4. When a young plant grows up and the stem begins to lignify, tops appear on it. Small shoots inhibit the growth of the crown. They are usually pinched, but when forming a bonsai, these shoots contribute to the thickening of the trunk.
    5. Leaves near the base of the trunk do not pluck. When the tree gains power, bare the bottom of the tree - cut out the thickened branches, pinch off all the tops and leaves.

    Do not cover up wounds after pinching and pruning - everything quickly heals on a fat woman. If you still want to treat the wounds (just in case), sprinkle the cut points with crushed activated charcoal.

    If the money tree has reached an adult age, it will not be possible to strongly disperse its trunk. You can only slightly increase the thickness with the help of large pruning.

    Bending the branches

    If you want to create a weeping tree style bonsai, bend the branches. This is achieved with wire. Branches bend in the most bizarre way. You can also bend the trunk of a bonsai tree.

    How to bend the branch:

    1. Wrap the shoot with wire and carefully bend it as needed. Wrap tightly, but do not overtighten so that the wire does not grow into the branch.
    2. Fix the bent shoot in the desired position.
    3. Remove the wire in parts, using wire cutters.

    Use soft wire. Suitable for aluminum. Its diameter should be equal to 25% of the thickness of the bent branch. Length - 1.5 times more than the shoot.

    The following video shows how to form a bonsai with wire:

    Wire wrapping is a common technique in shaping a bonsai tree. In the case of a fat woman, its use is limited. The plant has too fragile branches and trunk, they are easy to break when trying to wrap with wire. The method is usually used on mature plants with a thick stem.

    Shaping techniques

    One of the most important activities in the process of growing a bonsai tree is pruning. In parallel with pruning, a thick trunk and branches are being formed.

    Rules for pruning

    Perform the procedure during the period of active growth of the fat woman. Be sure to decide on the shape of the future mini-tree. It depends on the cutting order.

    How to prune the Bonsai Crassula:

    1. Mark the stems from which the bonsai branches will be formed later.
    2. Cut branches/shoots along the stem/trunk without making any indentations.
    3. Leave leaves at the ends of branches/shoots and cut off the rest.
    4. Pruning regularly - 2-3 cm below the expected leaves.
    5. A light bonsai pruning is recommended every week.
    6. Do pruning in stages - you can not remove all the extra shoots at one time. Otherwise, the plant is under too much stress. It needs to take a break from stress.

    Each repeated pruning promotes compacted arrangement of leaf primordia. Over time, the fat woman begins to transform into a small tree.

    A video about pruning an adult Crassula is presented below:

    Principles of forming a thick trunk

    It is possible to form a thick table only when thick branches grow from the Crassula, which begin to grow from the very base. After the branches reach the required thickness, they are cut. The place of the cut is tightened over time, and a thick top appears here.

    By cutting long branches, the illumination and ventilation of the trunk is improved. All the power of the plant is directed to its formation, and the trunk gradually thickens.

    How to form a crown yourself?

    When forming the crown, it is important to follow the rules that will allow you not to harm the plant. The crown can be formed in one of two ways - pruning or pinching. Use the first option for an adult plant, the second for a young one.

    Crown shaping tips:

    • If the mini-tree is to be grown on the base of the central stem, prune the young plant. Remove any branching branches and leaves that grow below.
      To make a mature tree “fat”, remove all the shoots and fertilize the crassula at the same time. Do this in the spring, at the stage of rapid growth of green mass. In the autumn period, somewhere in early November, pinch the tops of the branches.
    • The tree can be pruned so that the plant has a thick trunk and shoots downward, like an ampelous plant. This can be achieved if the trunk is strengthened in advance, otherwise the plant may break off under the weight of the branches.
      Do a standard pruning first to grow a thick trunk. Do not leave branched shoots at the top of the tree.
    • To grow a low compact tree, you will have to limit the crassula in the water. Also periodically remove the leaves from the trunk.
    • To form a crown in the form of a sprawling shrub, pinching shoots allows. After that, branched shoots from the buds located under the cuts begin to grow rapidly.

    You can plant several plants in a pot at once to grow a small garden. But if the trees are crowded, they do not allow each other to grow.

    How to pinch?

    When growing a bonsai tree from young crassula, pinch regularly. The young plant is small, so the procedure will not take much time and effort.

    How to properly pinch a young bonsai crassula:

    • Perform the procedure without using any tools. Remove leaves with your fingers.
    • Remove the selected process by rotating in one direction or another. After pinching, no plant “fringe” should remain on the trunk.
    • You can sprinkle the pinching place with charcoal.

    Perform the pinching procedure regularly and in a timely manner. Only then is it possible to ensure the rapid growth of the tree.

    Further care

    The money tree is an unpretentious succulent, but in order for it to grow and develop safely, it needs certain conditions.


    Money tree is a succulent that is not usually demanding on water. But when growing bonsai in a loose substrate in a pot with powerful drainage, abundant moisture is practiced. Water is needed to saturate dense leaves.

    Choose the irrigation mode so that the substrate is always slightly moistened. Pour enough water when watering so that it protrudes on the pan.


    Place the planted crassula in a slightly shaded place, for example, on a window with curtains. The temperature is welcome moderate - room. During the dormant period, it is recommended to lower it to + 10 ... + 14 ° C. The plant reacts poorly to cold, drafts, direct sunlight.

    Bonsai Money Tree Tips:

    • Crassula spraying is not allowed, but it can be taken outside.
    • Feed the plant only in spring and summer - once every two weeks with special cactus food.
    • Plant leaves must not touch glass or window frames. This is especially important during the cold season.
    • To prevent a growing bonsai tree from deforming, turn it regularly from one side to the other, then to the window.

    Diseases and pests

    Crassula is unpretentious, but pests and diseases can harm her health. Diseases and pests, and how to deal with them: