How to transplant a money tree plant

How to Transplant a Braided Money Tree Plant | Home Guides

By Ruth de Jauregui Updated October 09, 2020

The braided money tree plant (Pachira aquatica) is a tropical tree that grows up to 60 feet tall in its native wetlands of Central and South America. Also known as the Guiana or Malabar chestnut, French peanut and saba nut, it is grown indoors as a houseplant in all but U.S. Department of Agriculture plant hardiness zones 10 through 12. When grown as bonsai, the money tree needs repotting every two to three years. If it's allowed to grow larger as an indoor tree, transplant when it outgrows its container.

Replanting a Money Tree

Braided money tree plants are usually sold as a "lucky" bonsai in a small, decorative flowerpot. To maintain its small size, repot the money tree when it becomes root bound. First, carefully remove the tree from the flowerpot. Trim the root ball back with sterilized scissors. Then prepare a new well-draining mix, such as one formulated for succulents, or make your own using peat moss, perlite or vermiculite, pea gravel and coarse sand, and put it into the original flowerpot. Replant the money tree plant, tamping gently around the roots, and then water it thoroughly.

You can also allow your money tree plant to grow into a larger tree — up to 8 feet tall, according to the Missouri Botanical Garden — by transplanting it into a larger flowerpot each time it outgrows its container. Use the same type of potting soil — a loose, well-draining mix. Put 1 to 3 inches of potting mix in the bottom of the new container, so the root ball will sit approximately 1 to 2 inches below the rim of the flowerpot. Slide the tree out of the old flowerpot and loosen around the outside of the root ball before putting it into the new container. Fill in potting soil around the edges of the root ball and tamp gently before watering the tree.

Caring for Money Tree Plants

Place the money tree plant near a west-, east- or south-facing window covered with sheer curtains so it receives bright natural light. Turn the plant weekly so it doesn't begin to lean toward the light. If the room lacks sufficient light, hang a grow light or fluorescent light a few inches above the top of the plant. Keep it away from heating and air-conditioning vents.

Money tree plants should not be allowed to dry out. When the top 1 to 2 inches of soil are dry, add water until it drains from the bottom of the container. Mist the tree regularly, or place a cool steam vaporizer nearby to keep the humidity high. You can also set the pot on top of a water-filled tray of pebbles.

The recommended money tree fertilizer is a diluted, balanced liquid fertilizer, according to Logee's. Apply the half-strength fertilizer solution weekly or bi-weekly, and reduce it in winter to a monthly application.

Pruning Your Money Tree

Keeping the money tree plant in a bonsai form requires pinching back and trimming regularly. Always sterilize your cutting tools by dipping the blades in rubbing alcohol or a household cleaner like Lysol or Pine-Sol and allowing them to air dry.

If you're letting your plant grow into a tree, remove the lowest branches and continue to braid the soft upper part of the tree as it grows taller. Once it reaches the maximum height for your space, begin pinching the tips back to keep it at the desired height.

Money tree propagation is usually accomplished with cuttings. Take 4- to 6-inch cuttings and immediately place the cut end of the stem in water or swirl with rooting compound and insert into a sterile, moist potting mix. Cover it with a plastic bag and mist regularly until new growth appears. If your tree blooms and produces seeds, soak the mature seeds for 24 hours before planting in a sterile seed-starting mix. Keep the seeds warm and evenly moist until they germinate, then transplant to small flowerpots.


  • Missouri Botanical Garden: Pachira Aquatica
  • Logee's: Cultural Information – Pachira

Writer Bio

Ruth de Jauregui is an old-school graphic artist and writer who focuses primarily on garden topics. She writes a weekly garden column and authored 50 Fabulous Tomatoes for Your Garden. She continues to write nonfiction articles on gardening and other topics and is working on a second "50" book about plants that attract hummingbirds.

The Complete Guide to Repotting Money Trees

Repotting a Money Tree can be a daunting task. These ornamental trees, native to the swamps of Central and South America, require well-draining soil and specific light conditions and can grow to heights of 6 to 8 feet indoors. With a plant that large, you may have a lot of questions when it comes time to transplant it.

How do you repot a Money Tree? Money Trees should be replanted in spring or early summer and given a slightly larger pot with fresh soil. This will give the plant plenty of room and nutrients to help it expand during its upcoming growing season.

While they aren’t necessarily sensitive, Money Trees can experience shock from being transplanted. So, how can you minimize that risk, when should you replant, and what kind of pot and soil does your Money Tree need? Keep reading to learn everything you need to know to successfully repot and care for a Money Tree.  

Why Do Money Trees Need To Be Repotted

Almost all plants need to be repotted at some point in their lives, and Money Trees are no different. There are a variety of reasons that plants need to be transplanted. 

Sometimes it’s a matter of taste. Perhaps have found a new planter that will better suit your decor, or that would look great with your finished home renovation, and you want to transplant your Money Tree. 

Other times, your tree has outgrown its current container and needs to be moved up a size. In these cases, you can decide whether you want to let it keep growing bigger and bigger or cut back the roots and keep it on the small side. The size of the container you choose will directly affect that outcome.

Another reason for repotting your Money Tree is that it needs a refresh of soil to replenish the nutrients available to it. Potting soil is fortified with nutrients, but after six months to a year, the plant has depleted the soil. If you haven’t noticed any new growth and know your Money Tree isn’t dormant, it may have simply run out of the vital ingredients that help it grow. Replacing the soil and putting it in a larger pot can encourage growth and allow your Money Tree to thrive.

If your Money Tree has experienced root rot or pest infestations, you will also want to repot it. Root rot can cause serious damage to your Money Tree. Any infection, regardless of how minor it is, requires that the soil be replaced and the pot properly sanitized. Not doing so can result in recurring outbreaks. 

The same goes for pests. If you have had a case of spider mites, brown scale, or mealybugs, you’ll need to replant your Money Tree in fresh soil. The eggs for these insects can continue to hatch even after you’ve eliminated the fully-grown bugs, so fresh soil and sanitization are key to preventing repeat outbreaks. 

If you’ve noticed water immediately runs out of the pot when you water your Money Tree, that’s the last indicator that it may be time to repot your plant. This often happens when a plant has become root-bound. Being root bound won’t necessarily kill a Money Tree, but it will prevent it from taking up nutrients and water properly. Being in this state will prevent the plant from continuing to grow, leaving you with a Money Tree at the maximum height it can reach in its current container. 

How Often Do Money Trees Need Transplanting

In general, Money Trees should be repotted every two years. Many plants prefer replanting every year, but Money Trees do best when allowed to grow in their planter for a longer time. 

Part of this is because repotting is a stressful event for plants. They can suffer from transplant shock, which happens when a plant is moved from one pot to another. Indications of transplantation shock include drooping leaves or branches that can, over time, result in leaf yellowing and eventual loss. 

Repotting your Money Tree less frequently can help prevent this and allows your tree to become comfortable in its current pot, which will promote growth. Less frequent replanting also means fewer opportunities for things to go wrong, like potentially introducing a pest or contaminant from tainted soil.  

Two years isn’t a rule, though. A well-cared-for Money Tree that has reached a good height can be left in its pot for longer. The only concern at that point should be nutrient depletion in the soil. This can be remedied with proper fertilization or by merely refreshing the top layer of soil. 

Do Money Trees Like To Be Root Bound

There are some misconceptions about how Money Trees prefer to be kept. The fact is that few plants prefer to be root bound, regardless of what type they are. There are many plants, including Money Trees, that can tolerate being root bound, but that isn’t necessarily a comfortable way for them to live. 

Being root bound not only stunts growth but also prevents water and nutrient absorption. Once a plant has become root bound, there is very little room in its planter for soil. This means that water will almost immediately drain out. This prevents your Money Tree from properly taking in water, which can dehydrate it and result in leaf yellowing and loss. Part of the purpose of soil is to keep the plant hydrated! 

If you’ve noticed that your Money Tree is root-bound and you’re concerned about it, take extra care when repotting. It is much easier to damage roots that are tightly intertwined because they will require being untangled a little bit before being put into their new pot. 

Plant owners sometimes believe that allowing your Money Tree to become root-bound is the only way to prevent it from continuing to grow, but that is a misconception. Money Trees kept indoors can typically reach a maximum height of 8 feet. If you prefer to keep your tree on a desk or counter, you can minimize the amount of new growth by regularly pruning the stems and leaves and periodically trimming back the roots. For more information on keeping a Money Tree small, click here.

Choosing The Best Soil For Money Trees

Despite being from swampy regions, Money Trees are sensitive to their soil’s water content. This makes choosing the right soil very important in their upkeep.

Ideally, the soil that you choose for your Money Tree should be fast-draining so that the plant doesn’t retain excess water and can dry out quickly between waterings. Money Trees that are continually in wet soil are quick to develop root rot, which will send your plant to an early grave.

It can be challenging to find the perfect soil for Money Trees in stores, especially if you don’t have access to a reputable nursery. For that reason, I often blend my own quick-draining soil mixture. Regular store-bought potting mix can be mixed with Cactus or Succulent blends and perlite, pumice, or sand to increase drainage.

Perlite is an additive in lots of potting soil recipes. It is a mined volcanic rock that expands when heated, making it look like a small white styrofoam ball. When added to potting soil, perlite helps to improve the drainage of the mix.

Pumice is similar to perlite. It is also a mined volcanic rock and behaves similarly when mixed into potting soil. However, because it is heavier than perlite, it will not rise to the top of the mix after watering like perlite often does.  

Sand is important because it helps even more with drainage. Sand won’t retain water as much as other soil additives, which is key to a healthy Money Tree. It also creates small pockets of air in the soil, which will encourage root growth. 

Good drainage is one of the most essential parts of Money Tree care. Sand or perlite mixed with peat moss creates the perfect combination to encourage growth, help nutrient-absorption, and prevent root rot. 

While there’s no hard-and-fast recipe for the perfect potting mix, the guideline for the mixture should be somewhere near 2:1:1, with two parts of potting mix, one part of peat moss, and one part perlite or sand. Or one part potting mix to one part succulent or cactus blend.  

Be sure to feel the soil when you’ve finished mixing; if you notice that there seems to be too much sand or peat moss, add potting mix accordingly. If you’re looking for more information on Money Tree soil, read this article.

What Containers Are Best For Money Trees

There are a lot of different types of containers on the market: terra-cotta, plastic, ceramic, wooden… the list goes on and on. It’s sometimes hard to pick out which one is right for your plant. 

Clay or terra cotta pots are an excellent choice for Money Tree owners who tend to overwater their plants. Terra cotta is porous, which helps to pull excess moisture from the soil after waterings and can work to prevent root rot.

You should note, in less humid homes, these planters may dry out too quickly, which can stunt a Money Tree’s growth. If you forget to water your plants from time to time, terra cotta isn’t the right choice for you.

Plastic containers are another option for Money Trees. They’re lightweight, making them easy to move, and they retain water well. Plastic pots are also much less likely to break than their clay or ceramic counterparts, which is great for pets, kids, or clumsy plant owners. 

Ceramic pots are another good choice for Money Trees. These are similar to clay planters but with a special glaze that makes them glossy and helps with water retention, a better choice for anyone who forgets to water their Money Tree regularly. Because of the glaze, the water will evaporate much slower from the soil, which will help keep your Money Tree’s roots moist. You won’t need to water as often in ceramic or plastic pots, so be careful to check your plant’s moisture level before watering again.

What Size Container Does A Money Tree Need

One of the most common problems that plant owners encounter when it comes to replanting their Money Tree is getting the right size pot. Choosing the right size planter depends on the needs of the plant. 

If your Money Tree has become root-bound or you want to encourage growth, it’s important to get a slightly larger pot. The general rule is to choose a planter that is 1 to 2 inches bigger in diameter than the pot your Money Tree is currently residing in. 

Choosing too large of a planter can be detrimental to your plant’s health. It may seem like this is the way to go— after all, more room in the pot means more room for the roots to grow, right? The problem is that pots that are too big tend to retain far more moisture than a plant’s roots can absorb. This moisture can take much longer to evaporate than it would in a smaller pot, creating a breeding ground for root rot.

Choosing a planter that is too small, however, can bring problems of its own. You probably won’t be able to fit your Money Tree into a smaller pot than the one it was initially in, especially if your Money Tree has become root-bound. But if you can somehow squeeze it in, it won’t continue to grow. 

If your goal is to prevent new growth and keep your Money Tree at its current size, you should plan to provide a combination of pruning the leaves and stems regularly and trimming the roots back periodically. Doing so will keep your Money Tree the size that you like without preventing it from being able to absorb water and nutrients. Keeping it in a pot that it has outgrown will keep it small but won’t keep it healthy. 

How to Remove Your Money Tree From Its Container

Removing your Money Tree to replant it should be done very carefully. Being too rough can damage the roots, stems, or leaves, resulting in transplant shock. Transplant shock, which can affect any type of plant, can cause your Money Tree to look unhealthy and unhappy. 

To properly remove a Money Tree, water it a day or two before you plan to transplant it. This makes it easier to remove from its old potting mix and ensures that the plant is healthy before transplanting. 

When you’re ready to transplant, lightly grasp the base of the Money Tree, close to the soil, with your thumb and first two fingers. Hold the pot with your other hand and turn it upside down; the plant should slide out on its own. If it doesn’t, don’t tug on the trunk! This can seriously hurt your Money Tree. Instead, run a butter knife along the inside rim of the pot to help your plant release its grip before trying again. 

For larger Money Trees that can’t be lifted, get help turning the pot on its side and sliding it out. If it doesn’t budge, gently dig a little of the soil out until the Money Tree can safely be removed. Once you’ve removed the Money Tree, carefully break up the root ball and shake the old soil from it. Inspect the roots for any signs of root rot or entanglement. 

Roots that are mushy and brown are indicative of root rot. Any roots that look like this can be pruned away. To do so, use sterilized scissors or a knife and gently snip the affected roots. Clean your tool between each cut to prevent cross-contamination that can potentially spread to healthy roots. 

If the Money Tree’s roots are seriously tangled, carefully unravel them with your fingers. Don’t yank apart roots that don’t want to come apart. This can damage the plant and is far worse than some of the roots being tangled together. 

How To Transplant Money Trees

Once your plant is removed from the planter, and you’ve found the new pot and soil you want to use, transplanting is simple. To get started, lay down newspaper or a canvas tarp to avoid having to clean up a huge mess. Set out your fresh pot, clean scissors, prepared soil, and your Money Tree.

If your new pot has too large of a drainage hole, which can cause the soil to flush out when watering, lay a coffee filter, a few rocks, or a small piece of screen over. But be careful not to block or stop up the drainage hole. Drainage is vital in healthy Money Trees.

Put a small layer of the prepared potting mix in the bottom of the pot, filling about the bottom inch of the planter. The Money Tree’s rootball should then be placed in the center of the new pot. Add the prepared potting mixture evenly to all sides of the plant until the Money Tree’s rootball sits about an inch beneath the planter’s rim. Gently press the soil into the pot, being careful not to pack it too tightly. 

After you’ve finished this, water the Money Tree until the water runs out of the bottom. Pour out any water that collects in its saucer. Put the plant back in its usual area and continue to care for it the way that you did before. 

Always keep an eye out for indications that the plant isn’t draining properly, such as overly moist soil, yellowing or browning leaves, or a mushy trunk. These are indications that the Money Tree may be developing root rot.

When Is The Best Time To Repot A Money Tree

There are certain times of the year when Money Trees respond better to transplanting. Timing your Money Tree replanting for certain seasons will help minimize the risk of transplant shock. 

Ideally, a Money Tree should be repotted in spring or early summer. This is the time of year that plants are beginning to wake up from their dormant stage. Repotting your Money Tree at this point will encourage growth for the duration of their growing period by giving them access to fresh nutrients and more space in their pots.

If, for some reason, your Money Tree has to be repotted in the dead of winter, be diligent in caring for it afterward and be sure that it has the same conditions that it did before repotting. This will help minimize the risk of transplant shock. 

Caring For Your Newly Transplanted Money Tree

After transplanting your Money Tree, you should care for it the same way that you did before. Put it back in its original location, where it is used to the light conditions, humidity, and any drafts. Continue your original watering schedule. Minimizing the number of changes that your Money Tree has to go through will make the likelihood of success much higher. 

Replanting A Money Tree

Replanting a Money Tree can be a daunting task. Taking the right precautions, researching, and adequately preparing, can make the process run much smoother. 

Be sure to repot with the proper supplies. Picking the right type of planter can make all the difference, so keep that in mind if you need to go shopping for a new pot. Your Money Tree also needs well-draining soil, which can be purchased at a store or mixed at home. 

Try to transplant your Money Tree during spring and early summer, before entering their growth period so that they have plenty of room to expand their roots and easy access to lots of fresh nutrients. 

After replanting, watch your Money Tree for any indications that it’s experiencing transplant stress. To minimize the risk that your Money Tree might respond poorly to being replanted, be sure to put it back in its original location and provide it the same care that it had before.  

how to propagate and transplant at home

Crassula, which is also called the money tree, is one of the most common and rather unpretentious indoor plants. But, like any other, it needs proper care and good conditions. All indoor flowers need to be repotted from time to time, which can be quite a challenge for certain types of flowers. Let's talk about how to properly transplant and propagate this home flower.

Every plant grows, and sooner or later it becomes crowded in the pot or vase in which it is placed. Flower well needs more spacious dishes for normal development . In addition, for a long and healthy life of the plant, it is necessary to enrich the soil.

Cramped pot

Table of contents

  • Propagation of the fat plant at home
  • Transplanting a money tree at home - how to transplant a flower into another pot step by step
    • How to choose the right soil - good composition of the earth
    • How can I transplant
    • What further care does the flower need?

Crassula propagation at home

Crassula or Crassula is a deciduous plant belonging to the genus Crassula succulents. Its leaves are arranged in pairs and turned to each other by 90 degrees. Even from one such leaf at home, you can grow a whole tree. It can propagate in two ways : cuttings or leaf rooting. Which to choose?

For the first method , cutting should be placed in water for rooting or immediately planted in prepared soil in a medium-sized container. In both versions, the cuttings easily take root.

This is best done in spring or summer. If the soil is suitable: moist and nutritious, then the plant will quickly begin to grow and give side shoots. In spring or winter, growth will be slower.

Another way is rooting leaf . With this method of reproduction, such a problem as rotting is often encountered. To avoid it, the leaf must first be dried for two or three days. Only after it becomes lethargic should it be partially buried closer to the edge of the pot so that it rests on it. As soil, you can use a composition with a mixture of peat and sand or wet moss. To prevent rotting, it is necessary to avoid waterlogging the soil.

Rooting by a cutting

Transplanting a money tree at home - how to transplant a flower into another pot in stages

Transplanting a fat woman should be done in the spring, the most suitable time is from April to May . Crassula should be transplanted no more than once every two years, because the tree grows slowly. Although, if, when keeping a flower, it has enough lighting, water and top dressing, it happens that even after a year the pot becomes small. As soon as you find this, start transplanting.

How to choose the right soil - a good soil composition

Of course, you can just buy a ready-made soil mixture. Or cook it yourself. To do this, you need to take in a ratio of one to one, and to three: turf ground, sand and leafy ground. It is also necessary to add a little clay, ash and humus. As drainage, you can use pebbles, ground bricks or expanded clay .

The ideal pot for the money tree is low enough, but wide .

This is needed for two reasons .

  1. Crassula grows best in a shallow container, because its root system is small in volume and located in the upper soil ball. Therefore, if the dishes are high, moisture will accumulate on its bottom, which the roots will not reach. Due to waterlogging of the soil, pathogenic flora can develop, and the plant will get sick . Drainage holes at the bottom will help with this problem.
  2. A fairly large width is needed to keep the large crown of Crassula directly above the moist soil.

Crassula is a tropical plant, so it needs moisture. Don't over water!

In addition, this shape provides stability to the dishes, which is very important because of the large and heavy crown, which will soon become a decoration of your home. That is why is better to choose a clay or ceramic pot .

After all the preparations, we start transplanting.

Crassula soil

How to transplant

Transplant steps
  1. Cover the drain with a layer of about one, two centimeters
  2. Add soil to the top of about one quarter of the pot
  3. Pull out the plant. To do this, hold the dish with one hand, grasp the barrel with the other and gently pull
  4. Shake off the soil from the roots (remnants of the old earth may be present in small quantities)
  5. Plant a fat woman in the middle of the pot
  6. Sprinkle soil, avoiding heavy compaction
  7. Water the plant well

What further care does the flower need?

After transplanting, the flower needs your attention. Follow these rules to get the fat girl to settle down:

Now, we need to take good care of pet . We follow simple rules:

  • Do not forget to loosen the soil to pass air to the roots
  • Keep out of direct sunlight to avoid burning the leaves
  • Water only when the top layer of the soil is visible dry, so as not to overmoisten it
  • Sometimes spray or wipe the leaves with a damp cloth
  • Keeping the temperature moderate
  • From the beginning of March to October we feed once a month with a special fertilizer for succulents.
Watering the Crassula

The money tree blooms quite rarely, so careful care can accelerate such a rare phenomenon as white and pink inflorescences on the Crassula.

soil and pot, care after

Author: Tamara Altova . Category: Houseplants.


  • Transplanting the money tree at home
    • When the chubby is transplanted
    • Substrate and utensils for the chubby
    • The process of transplanting crassula at home
  • 14

From time to time we all have to repot indoor flowers, and it is very important to do this in accordance with the replanting rules for each plant, for which you need to know these rules. Today we will tell you about how to properly transplant a money tree, what substrate is needed for a plant, what pot is suitable for it and how to care for a fat woman in the future, that is, how the money tree is watered after transplantation and when it is possible to feed the plant after the procedure.

Money tree transplant at home

When transplanting a fat woman

Pots are changed for young crassulas every year, but starting from the age of three, the money tree is transplanted once every three to four seasons, and this should be done in May, at the beginning of the growing season. Astrologers assure that the easiest way to transplant a fat woman is on Wednesday, in the phase of the growing moon. The fat woman grows slowly, but in favorable conditions the money tree grows faster, and it is quite possible that you will have to replant it often.

Substrate and Utensils for Crassula

Crassula is a succulent and you can buy ready-made cactus or succulent potting soil for it at the store. The money tree will grow even in universal store soil, but for those who like to do everything themselves, it will not be difficult to prepare a substrate for crassula from three parts of leafy earth, adding to it one part of coarse sand and leafy earth, a handful of humus, ash and clay and mix it all thoroughly.

There are other soil mixture recipes for the money tree, but the main requirements for the substrate are friability, lightness and nutrition.

When choosing a container for crassula, give preference to stable, wide and not very deep pots.

Ideally, the diameter of the pot should be equal to the diameter of the crassula crown.

It is worth considering the fact that a thick-walled ceramic pot is much more stable than a plastic one.

Crassula transplant process at home

If you believe in omens, then put a few coins at the very bottom of the new pot: they say that they awaken the positive energy of a flower. Then lay a layer of drainage material in the pot, and it is better that it be pebbles, which will give the vessel more stability than lightweight expanded clay. The drainage layer must be at least 2 cm thick. After that, the substrate is placed in the pot, filling it up to a quarter of the volume.

Now you need to get the jade out of the old container, shake off the soil from its roots, however, it is better to keep part of the old substrate on the root system: this way the plant will quickly take root in the new soil. Examine the plant and, if you find traces of decay or dried-up areas on the underground organs, remove them with a sharp sterile instrument, and sprinkle the wounds with coal powder.

A money tree that has undergone surgery should not be planted immediately. Leave it for a day with open roots so that the sections dry out.

If the root system of the Crassula is in order, place the plant in a new pot and fill the remaining space with the substrate. No need to ram the soil or tap on the pot: from such treatment, the fragile leaves of Crassula easily fall off.

Learn more